Will these idiots ever learn?

joseph


Joined: 17/04/2008
Posts: 709

Message Posted:
19/04/2009 12:09

Well... we have a budget coming soon and already the leaks have started as to how this rotten government will be raising cash as they are skint because the tills have been emptied after the banking fiasco.



The usual suspects have been muted with a big hike on tobacco and booze...

but recent leaks have suggested they are planning another raid on peoples' pensions?



It makes me so angry to see an industry that was easily the best financed in Europe when they came to power a decade ago yet again being raided and the futures of many ordinary people being destroyed even further?



Question is ... can you afford to see your pension reduced yet further...

and has it now stopped the younger generations saving for their futures...

or whats left of it financially... are we becoming more and more hesitant about advising our kids to save via a pension as they are fast becoming an easy target for politicians who make sure their own pensions are well feathered?



Regards Joseph

Turtle


Joined: 28/05/2007
Posts: 2669

Message Posted:
19/04/2009 12:28

Joseph, Couldn't agree with you more.

This govenment couldn't run a bath, totally clueless, the usual Socialists will be on soon telling us how good things are and that we should be thankfull.



What people should realise is anyone under 50 or 55 are going to see the fall out from this gross mismanagement and are going to find it tough as the hard work put in and the provisions we have made for our retirement will be eroded by the policies of Labour.



They should resign now..............shameless bunch of greedy people.

joseph


Joined: 17/04/2008
Posts: 709

Message Posted:
19/04/2009 12:35

morning Turtle...



They are being clever about any proposed hike by playing the envy card...



Government is suggesting it is only considering further taxes on higher earners who have put extra into their pensions, but like everything else it will be the thin end of the wedge.



Wasn't that long ago a "rich person" was someone who owned their own house... now most UK citizens are property owners (with mortgages) so they became fair game... God help those who also own a house in TRNC as well?



Regards Joseph

fenman


Joined: 18/04/2009
Posts: 5

Message Posted:
19/04/2009 13:27

Joseph



I agree with you ,There is no incentive for anyone to save anymore,who do you save with anyway?.



Bricks and morter seem to be the only real safe bet in the long term at least you can walk up to a house that you own and feel it .

Financial experts are in my opinion the best con men on earth,they part you from your money and bet with it ,no different to horse racing,only the bookmaker wins.



Forget negative equity and all that nonsense,a house will allway improve with age if it is maintained.





Roy (EX comodore)

rtddci


Joined: 29/12/2007
Posts: 842

Message Posted:
19/04/2009 13:39

'New Labour' wont be happy until the next generation are either working in some factory or down t'pit, drinking in workingmens, sorry, 'persons' clubs, unionised and Labour voters to the core. They Labour politicians can then get their 'power' back.

Meanwhile, what example do the politicians set? Fiddling their expenses whilst ensuring their pensions are gold plated.

What benefit is being demonstrated to those who worked hard, paid N.I contributions, council tax etc. bought their own home, paid into a pension scheme and saved, as opposed to someone who simply goes on the dole, spent every penny, rents (or would pay rent if they decided to work for a living) gets a council house and saved nothing? Need to go into a nursing home? Guess who pays?

And don't get me going on immigration and those who use the UK as a medical centre and welfare free for all....

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
19/04/2009 13:45

Well I must be the only one around who is happy.I have just had £10pwk on my State pension and £5 aweek on my private Pension and my wife has had the same so all together we have had £30 a weekless tax £6=£24net. I find that adequate for our needs,so I dont know what you gentlemen are expecting or what your standards of living are But my net pensions are about £950 a month which leaves my wifes pensions free for other things.I would like to know how they are going to "raid" your pension schemes.The only people I ever heard of "raiding pension schemes "were the employers when their companies got into financial difficulties and dipped into the pension funds for some ready cash(remember Maxwell) I mustbe missing some points here because I beleive there were regulations to prevent anyone raiding pension funds. So come on Turtle you know your owd mate is a Socialist so please explain,because I am not worse off,I am better off...

ROBnJO


Joined: 30/06/2008
Posts: 1289

Message Posted:
19/04/2009 14:04

Coachie



Gordon Brown, during his 10 yr reign as Chancallor, has removed the tax advantages of Pensions by reduction of re-investment and re-invested capital tax breaks to the point of reducing pensions by 10-15%.



If he hadn't done that, your £950 pm pensions should have been giving you about £1300 pm by now.



Happy with him?



He has stolen about £4 Billion to date.



What has he spent it on? Advisors? Quangos? Committees?



You've been shafted with the rest of us.





Still happy?

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
19/04/2009 14:04

rtddci...I dont think either of the other two parties are squeaky clean,its just that the whole focus on the labour party.If they were to put as much time in probing the other parties I doubt if you find a lot of differences.As for your other comments about trade unionisation,I have been a member of the Unite union for 40yrs and was never once involved in any strike action,but I have to thank the union for 4wks paid holidays,Minimum wage,employment protection,40hr week,and their fantastic legal system,which I called upon to fight for compensation for me against a negligent employer on TWO occassions and won each one of them.There are other things I could mention but you probably are so anti union I dont think I will bother. All unions and their membership are not out to destroy any firm or government but merely to get a fair deal for their members and to stop living in the days of industrial slavery...

fredred


Joined: 09/12/2007
Posts: 89

Message Posted:
19/04/2009 14:18

Well said Coachie, have to agree with every thing you said, were would we have been today without the Trade Unions behind us.

Dusterbruce


Joined: 03/08/2007
Posts: 1125

Message Posted:
19/04/2009 14:19

I have never voted Labour and never will but have to admit that I am better off under Labour. When I was working Labour's minimum wage and working tax credits helped raise the poverty-level wages my employer was paying, and now that I am early retired through ill health Labour's pension credit and DLA means that I can afford a reasonable standard of living.



The Labour government is facing allegations of sleaze at the moment, but dont forget that it was sleaze that lost the Conservatives the 1997 election!

phylray



Joined: 21/09/2007
Posts: 1727

Message Posted:
19/04/2009 14:42

I agree with you Coachie, and Dusterbruce. The party in power always takes

the blame for everything that goes wrong. It remains to be seen whether a

Tory gov. will do any better, but then things may be picking up by the time they

get in (presuming they do) and they'll take credit for that. Like all pensioners

I feel dismay at loss of interest on my hard-earned life savings, but there are

compensations and we get free or reduced travel, free prescriptions and other

perks. Not complaining

No1Doyen


Joined: 04/07/2008
Posts: 16617

Message Posted:
19/04/2009 15:07

For a high rate tax-payer a private pension is still a good invesment - if its managed properly.



For those people who think that property is a better alternative, consider the state of the property market now. I have some friends who never paid into a private pension, instead they purchased a couple of flats about 12 years ago. They had mortgages on them that were being covered by the rental income. The mortgages finished this year when they reached 60 years of age. The properties have doubled in value and are now worth £100k each. One flat hasn't been let out for 6 months as they have not been able to find a tenant. They have been told by the other tenant that when the current lease expires, 2 months, they will not be renewing. My friends were due to retire later this year and were hoping that the rental income would have provided them with a lucrative pension. However this is not the case. They could sell the properties and after paying the relevantCapital Gains Tax, invest the money.

No1Doyen


Joined: 04/07/2008
Posts: 16617

Message Posted:
19/04/2009 15:07

However there lies another problem!

joseph


Joined: 17/04/2008
Posts: 709

Message Posted:
19/04/2009 15:14

I wouldn't condemn the Unions or the people they represent as they fulfilled a dire need to represent ordinary peoples rights and in the main they have done a good job, but they themselves have been up against a brick wall with New Labour... just look at the treatment meted out to ASW and the other 200,000 people who have lost their pensions after years of honest service. Contrast that to how the banks have been bailed out and there is no balance.



Remember Coachie... the pensions being paid for today are being paid by our children... our money has gone and as demographics change there will soon be more pensioners than workers... timebomb in the waiting.



Meanwhile our kids are being piled into debt if they go the University route.

Many graduates are now leaving Uni with debts of £20-£30k and all this at a time when they are looking for work or into the housing market etc.

The politicians ofcourse had all this free.



Regards Joseph

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
19/04/2009 15:38

Robnjo..The main reason my private pension was low was because my employer did not pay there contributions towards the fund for seven years as is the case with most compaany pension schemes.They have huge black holes in their pots caused by the employers not the government.The pension pot is reinvested in the stock market,bonds etc.to increase its size so you get adecent pay out when you retire,but if they are not paying into the pot there goes yor retirement golden handshake.The only people who benefit from company pension schemes are thebosses.I as a worker earned as much as some of the managers,but when I retired I did not get the same payout as they did.If you look in a general prospective at company schemes,there are not enough managers,bosses in a company to pay into the scheme to enable them to pay the high retirement pensions that they promise,so offer it to the minnows,and tell them they will get a pension as well.thousands join,bosses clap hands,there pension is safe.

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
19/04/2009 16:07

fredred/phylray..I some times think that these people who rip our government to peices are wasting their time in whatever job they do.They should be politicians with all these ready made answers to our current problems.With all the various departments in the government you would have thought that some one would have spotted some thing going wrong.But all we get is this tirade of abuse against ONE man as if he was totally to blame for current financial situation in the world today. I truly am waiting for the Tories or whoever gets elected,to see what they can do about the situation.Oh! they will promise the earth to get in so they can line their pockets,cast iron pensions ,fiddled expenses etc, and when they cannot produce the goods it will be the same old cry."well look what we were left by the Labour Party" seen it all before.We even had one Tory MP who wants the NHS disbanding,but he was very sharply shut up because it was thought that statement like that could cost them election wi

joseph


Joined: 17/04/2008
Posts: 709

Message Posted:
19/04/2009 16:14

Coachie... any boss that pilfers monies from pension schemes should and would be prosecuted a la Maxwell.



But if the government allows them to legally take a pension holiday without due diligence then the buck stops with the government. That is their job... to oversee firms and make sure they act within the law, legal and financial.



Robnjo is right ... except for one thing... it is not £4billion they have stolen but nearer £6billion... PER ANNUM, so to date that adds up to £66BILLION and all the profits that such pensions would have accrued.



I don't believe it should be a "party thing" but rather a "political thing" in that "the party" has become the be all and end all of politicians in parliament where previously his first loyalty was to the people he/she represented.

Unfortunately I think the parties and the whips have destroyed that trust.



And without a doubt New Labour have turned such distrust into an art form?



Regards Joseph

Turtle


Joined: 28/05/2007
Posts: 2669

Message Posted:
19/04/2009 21:17

Hi Coachie, thought you might join this thread !

You may be happy with your modest pension rise and yes you deserve it but just spare a thought for your kids and grandkids..............I hope you are going to leave them a decent legacy because they will certainly need it.



Lets see how much more they will sting your pension on Wednesday when the idiot stands at the despatch box......................buy your red wine now me owd pal and save yourself some of that increase

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
19/04/2009 21:39

Joseph..Quite rightly so,but when you do it in an underhanded way like most of the schemes that have gone bust,they should be prosecuted.Pension "holidays " payments were only supposed to happen if their fund had in excess of £500million in the kitty,but their werealot of companies who had no where near that amount who jumped on the wagon.Mine was one of them.We were lucky we were bought out by an Arab organisation who paid the deficit as part of the take over ..So to me the trustees of the pension fund and the company executives should have been prosecuted for allowing it to carry on. This is what you get when you get tory "self regulation"...The government cannot be expected to oversee every single company who operates one of these schemes.The one thing I am annoyed about is companies being allowed to scrap final salary pensions in favour of insurance based schemes.I bet that it does not apply to the bosses though.As for sir freds pension it is obscene,should be repaid with interest

Turtle


Joined: 28/05/2007
Posts: 2669

Message Posted:
19/04/2009 21:51

Coachie, I am one of the said bosses who had to take a money purchase pension because the final salary scheme was stopped so yes bosses lose out as well, I would guess you know the company they are a big employer in the Potteries

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
19/04/2009 22:07

If it is the "m" company Turtle I am surprised because a couple of their ex-managers live by me and they did alright out of it. You really did not expect me to sit on the bye line Turtle, did you when this thread started.What some people cant understand about me is that when the good times are there I accept the benefits that it brings ,but when it goes belly up I have to accept that as well.I have lost money in this fiasco,probably not as much as some,but I certainly am not blaming Gordon Brown for my losses.He was not my investment manager,a greedy ass at the Bank of Scotland was.As long as he was getting his wack,it was" rather unfortuneate that I was loosing money but he was certain things would pick up if I left my money where it was."I withdrew it the next day and put it in a Building Society.A little bit of something is a whole lot better than a load of nothing..Never looked back...

TheSaints



Joined: 28/01/2009
Posts: 1369

Message Posted:
19/04/2009 22:18

Some peole have not fared so well me being one of them, when I started working international years ago I opted out and stopped paying NI contributions as I knew I would settle overseas, put my money into private funds and the lot has collapsed just got told 3 days ago I have no longer got a pension fund anymore and of course no state pension, ah well just got to hope the contracts keep coming in and sart building one again.

I suppose I can look on the brightside at least I am completely debt/credit free so at least I still have a fighting chance.

girne 29


Joined: 06/12/2007
Posts: 1488

Message Posted:
19/04/2009 22:34

Good post Coachie.

Like you ,what G.Brown took out my pensions is insignificant compared to what the "spivs" took or lost,and at least Brown told us what he was doing.

Why people constantly blame Brown while finding excuses for the real thieves is beyond me.Maybe its this British doff the cap attitude to anyone who is rich,powerful or aristocratic that is behind it,and blame everything on the unions etc.



By the way Brown did not steal anything out my pension,he taxed the profits made .

My problem with Brown was that he too eventually followed the Thatcherite line that anyone who made "loadsa money" (drug dealers???)was a wealth creator who should be worshipped and mollycoddled by the tax system. Some of his financial advisors!,nuff said.

We now know a thief is a thief regardless of how he dresses ,or what he drives

bachelibelly


Joined: 04/09/2008
Posts: 275

Message Posted:
19/04/2009 22:43

This country is turning into a pile of sh*t,run by a pile of sh*t, for the sole benefit of the newly created claim benefit ridden(both home and away) generation pile of sh*t.



If you doubt my words o "do gooders and social workers" go forth on to the streets and observe ,look around you at this countries future,dont bother tryin to convert me to "benefits of the UK and the fact that it is the best country ..bla bla cause youre talkin to the hand cos the face stopped listenin ages ago .......

Turtle


Joined: 28/05/2007
Posts: 2669

Message Posted:
19/04/2009 22:51

No Coachie not the M company, but that doesn't matter Im not talking about the Bankers credit crunch I am talking about the mess this country is in without this financial meltdown.

I see in the paper today the Teachers are demanding a 10% pay hike and with thier track record of producing more and more uneducated 16 year olds I bet they will get it as well.

The obscene amout of money this govenment has wasted and fritted away and we have little to see for it is absolutly scandalous, NHS, Highways (have you tried driving around the midlands recently) Coachie the list is endless

But so long as pensioners get £5 a week rise everything is rosy...think again my friend.

Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
19/04/2009 23:23

Msg 10. My husband had to finish early because of ill health,he can't claim pension credit and Disability allowance because I have a reasonable pension I paid into and get taxed on, he gets his government pension and a small works pension he gets taxed on too, you don't pay tax on your benefits.

Msg.25. It's not the teachers fault these 16 year olds are uneducated, they arn't interested, they don't need to be educated to have babies and claim a house & benefits without having to work for them.

Dusterbruce


Joined: 03/08/2007
Posts: 1125

Message Posted:
20/04/2009 00:34

Woodspeckie,



DLA is decided on the level of disability, it has nothing to do with income.

spider


Joined: 03/01/2009
Posts: 5527

Message Posted:
20/04/2009 00:56

hi,are some people getting dissability living allowance and living here,???

















Spider,x

TheSaints



Joined: 28/01/2009
Posts: 1369

Message Posted:
20/04/2009 01:17

If people choose to re locate abroad then Benefits should stop, pensions ok they were worked for and contributed to but other benefits should not be paid.

Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
20/04/2009 09:35

Some people who move there don't tell the truth tho' I have been told they keep an address in the UK get the benefit paid into the UK bank and collect it there. Same with prescriptions too I believe get someone in the UK to get repeat prescription and post the medication to them there.

Littlenige



Joined: 24/12/2006
Posts: 3594

Message Posted:
20/04/2009 09:42

spider mess 28 yes they are, also some go back to uk on a regular basis for medical treatment.

Dusterbruce


Joined: 03/08/2007
Posts: 1125

Message Posted:
20/04/2009 12:50

Well I, for one, would prefer to be without the disability and be able to work to support myself.



I had planned to move to TRNC permanently, but having recently been told that I have to be connected to an oxygen supply for 16 hours a day it rather looks like my dream will have to be radically rethought and I will have to stay in UK, or pay the medical costs in TRNC which I doubt I can afford. It would be difficult to have oxygen cylinders posted over from UK!



When I decide to come over on holiday it means supplementary oxygen on the flight which adds about £200 to the cost.

simbas



Joined: 16/07/2007
Posts: 5943

Message Posted:
20/04/2009 13:44

Hi Dusterbruce , obviously i don't know your history that warrents your oxygen therapy . But this is only a suggestion you might want to explore , thats if you have'nt already of course . Why not invest in a concentrator , its a mains operated device that separates the oxygen from the room air and concentrates it and delivers it at your prescribed rate . i know there are home sizes and portable sizes

Good luck , Simbas

Dusterbruce


Joined: 03/08/2007
Posts: 1125

Message Posted:
20/04/2009 13:52

Thanks, Simbas, for the information, I will certainly investigate.



I suffer from COPD which is basically emphysema and bronchitis and means that only 29% of my lungs function. I have to have oxygen therapy to prevent strain on vital organs that my reduced oxygen intake causes. My blood oxygen levels are below the 85% danger level most of the time.



Its my own fault, was a smoker until 6 years ago, but we dont realise these things until its too late.

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
20/04/2009 17:46

Woodspeckie..If your husband is drawing state pension,disability living allowance ceases.Have you tried formobility allowance?Dusterbruce the same applies to you,try for Mobility allowance.

There are people in TRNC who are drawing HEATING allowance.It appears to be quite legal,but having been in this argument before I shall leave that alone.

I think you will find they will close these loopholes in the next year or so.



Bachibelly ..Lets hope for your sake then that younever have to ask for help.I agree there are a load of scroungers "doing" the system,butthey are weeding them out.Unfortuneitely the current situation does not help any with the shortage of jobs. Perhaps the illustrious Tory Party will be our saviours..HA..

simbas



Joined: 16/07/2007
Posts: 5943

Message Posted:
20/04/2009 18:37

Hi Dusterbruce , i've nursed quite a few COPD patients and they have used them successfully , so chin up there might be a light at the end of the tunnel

Kind regards , simbas

Dusterbruce


Joined: 03/08/2007
Posts: 1125

Message Posted:
20/04/2009 19:07

Thanks Simbas. I googled the gadget earlier and found lots of options. I have an appointment with the respiritory team at Jimmy's in Leeds in a couple of weeks so I will discuss it with them. I didnt even know they existed, you would think that those in the know would tell you these things if it is something that will improve standards of life.



Coachie, at my pulmonary rehabilitation classes a few weeks ago someone asked about DLA and Mobility allowance and we were told by a benefits advisor from the DWP that if you receive DLA before you are 65 it continues when you start to receive State Pension, but if you apply after State Pension age you have to apply for Mobility allowance. Hope this helps.



Bachibelly is obviously of the old (Tory) school who believes that the sick and disabled should work until they drop. I WOULD LOVE to be able to work but cannot, I did work with my condition for 6 years but had to admit defeat.

simbas



Joined: 16/07/2007
Posts: 5943

Message Posted:
20/04/2009 20:47

I hope your appt goes well for you

Regards , Simbas

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
20/04/2009 20:54

Dusterbruce...Both my cousin and myself had our DLA stopped at 65 but my cousun still gets his Mobility.Perhaps things have changed in the last 5 yrs. Its the same with carers allowance,that stops as well.If you are still getting it mate keep stum about it..People like yourself need it,more than I can say for some I know who are claiming it.Look after yourself mate,I was one of the lucky ones they caught me in time..

Dusterbruce


Joined: 03/08/2007
Posts: 1125

Message Posted:
20/04/2009 21:22

Thanks Simbas!



Thanks Coachie!

Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
20/04/2009 22:03

Claiming for Mobility Allowance is part of claiming for DLA, when DLA stops you can still get the Mobility but after 65 you can't claim Mobility Allowance itself.

cooper


Joined: 23/10/2007
Posts: 3386

Message Posted:
20/04/2009 22:11

This link should answer most questions - http://www.benefitsnow.co.uk/



Cooper

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
21/04/2009 21:37

Woodspeckie..Well my cousin still gets it and a couple of other people i know also get their Mobility Allowance and all are over 65..

Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
21/04/2009 22:10

Coachie.

I meant after 65 you can't just make a claim for mobility, you can only claim attendence allowance and it doesn't have mobilty element in it like DLA. The ones over 65 claimed before 60th birthday.

halffull


Joined: 26/01/2009
Posts: 571

Message Posted:
21/04/2009 22:54

If your resident in Northern Cyprus drawing state pension are you entitled to the increases, being as Cyprus is in EU?

mmmmmm



Joined: 19/12/2008
Posts: 8398

Message Posted:
21/04/2009 23:11

re msg 45



NO... the RoC cannot administer north of the Green line :(

joseph


Joined: 17/04/2008
Posts: 709

Message Posted:
21/04/2009 23:16

Well guys just a couple of days to go before the budget and perhaps we will learn the truth as to exactly what state our UK finances are truly in.



Snippet of information released today ... according to the IMF the UK is in the worst position of all the G20 countries re the recession due to debt. Remember six months ago the government claimed we were in a better position than any other European country to ride out the recession.



According to the IMF the biggest economy in the world... America... may assume debts of some £12 trillion



The UK... thanks to Flash Gordon and his mates ... £13 trillion...



I wonder if a trillion here means, £1000,000,000,000, or £1000,000,000,000,000,000,



Anybody know



Regards Joseph

Dusterbruce


Joined: 03/08/2007
Posts: 1125

Message Posted:
21/04/2009 23:17

Message 45



My Mother lived in Kyrenia from 1982 to 1998 and always received the increases in state pension.

joseph


Joined: 17/04/2008
Posts: 709

Message Posted:
21/04/2009 23:19

P.S.



Maybe they should see what interest they could get in TRNC on a few trillion



Regards Joseph

harita


Joined: 14/08/2008
Posts: 1343

Message Posted:
23/04/2009 18:06

There are people in TRNC who are drawing HEATING allowance.It appears to be quite legal,but having been in this argument before I shall leave that alone.



I think you will find they will close these loopholes in the next year or so.



Coachie. The heating allowance is connected directly to your state pension ... If you are drawing OLD AGE PENSION you qualify for the heating allowance ...

No way are you cheating the system .. Probably you need it as much in Cyprus as in the UK .. Come & live here through a Cyprus winter ..

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
23/04/2009 18:52

Harita..I am well aware of the facts youstated but like I said ,been down that road,had my knuckles rapped ,so decided to leave alone.

kaiserphil


Joined: 14/12/2008
Posts: 1096

Message Posted:
23/04/2009 19:13

Hi Coachie, been away for a few days so missed this thread. I think it is more likely that they will change the taxation rules for pensioners. My tax code has already been reduced (yet again!) for this new tax year, and I will not be at all surprised to see it reduced again. Trouble is, who is there to fight for pensioners when this sort treatment is dished out?

Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
23/04/2009 22:42

Because I am over 65 my tax allowance was increased so my tax code is higher but because of the increase in government pension and a rise in my works pension I am now paying more tax, given with one hand and more taken off with the other!

Turtle


Joined: 28/05/2007
Posts: 2669

Message Posted:
23/04/2009 22:58

Kaiserphil, if your tax code has come down then you should be paying less tax not more have you got this the wrong way round ?

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
23/04/2009 23:20

woodspeckie ...I am in the same boat.£10 rise on state pension,which is tax free,£20 a month on private,but because when both are added together I am above my allowance and there fore pay tax on the excess,about £10 aweek. So gave me in one hand took off with the other.I have yet to see any party not do the same..I reckon thatthe first party to stand up and say "when you reach 65 and are retired you will not pay tax" will have a landslide victory in an election....

Turtle


Joined: 28/05/2007
Posts: 2669

Message Posted:
23/04/2009 23:23

Coachie for Prime Minister !!

AlsancakJack



Joined: 14/08/2008
Posts: 5762

Message Posted:
23/04/2009 23:24

Turtle

I might be wrong but the tax code relates to what you can earn before you pay tax so if your tax code goes down then surely that means you earn less before paying tax.

AJ

Turtle


Joined: 28/05/2007
Posts: 2669

Message Posted:
23/04/2009 23:29

AJ you are correct my apologies I got it wrong



The problem is I am a "K" code and this makes me very twichy and break out in sweats and befuddles my mind.



Sorry again

Turtle


Joined: 28/05/2007
Posts: 2669

Message Posted:
23/04/2009 23:32

When my code comes down (not very often) I am happy !

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
24/04/2009 02:01

I think Coachie has been raising a glass too many! Better off under this shower of sh*t ? They couldnt run a piss-up in Allied brewery ! Not only have they made the NHS the most inefficient leviathan in the world,they have ruined my childrens educations and destroyed any hope of them bettering themselves in the UK.The legacies of Blaire and Brown will feed upon our offspring and their offspring for 50 years. Stalinist,PC bulls***t has destroyed what Mrs T.fought to build into something decent. Meanwhile they debate expenses or payments for actually turning up in parliment....thats on top of their 65k/year....for not being there apparently. I personally wouldn't donate the steam off my urine to their cause!

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
24/04/2009 02:11

Msg 30 Woodspeckie......then you are breaking the law....I used to work as a medical assessor for the Benefits Agency Medical Service.Also ,you can only have prescriptions for a period of no more than 3 months outside the UK.

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
24/04/2009 02:16

Coachie,Msg 35....there is no such thing as mobility allowance....there is Disability living allowance and Attendance allowance....there are care and mobility components in both! They are also NOT a right for anyone with disability,and various criteria have to be met before either are awarded.

Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
24/04/2009 11:36

This morning news DWP are chasing people who live abroad and claim benefits they shouldn't have, they have set up an agency in Alicante already to check on people there, and will move into other countries soon. Hot line number for people to ring to report anyone you know.

Re prescriptions our GP will only give a repeat prescription for 1 month, when we have a 1 month holiday we can only go the day before we leave to collect our medication.

Mobility allowance can't be claimed with attendence allowance it has to be claimed before you are 65 and isn'tincluded with attendence allowance.

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
24/04/2009 15:27

my cousin has been claiming it since was 55.Had a massive stroke and paralised him down his left side.I do not know the ins and outs of the system all i know is he still gets his allowances,which pays for his taxis etc.My incapacity benefit ceased when I was 65and so did his.His wifes carers allowance stopped as well.Apparently they dont pay these once you start drawingyour state pension.



turtle..if your tax code goes up,it means your allowances go up against your earnings,there fore you could pay less tax.I get a fixed allowance set by the tax office cos I is old and not worth much...I only gain if they put the personal allowance up..



Clarets..the only thing MRS THATCHER was good at was ruining this country,long before Gordon Brown and Tony Blair came on the scene.



No countries assets, i.e..gas, electric,communications,railways.energy companies,should be privatised.They belong to the state ,the people of this country,not bloody greedy business men.

Turtle


Joined: 28/05/2007
Posts: 2669

Message Posted:
24/04/2009 21:50

I hear the economy has shrunk 1.9% this was anounced 18 hours after our so called chancellor predicted 1.6% ?



Does this clown know whats going on

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
25/04/2009 00:59

Coachie.....please stop drinking alcohol.....your brain is pickled ! Mrs T has/had more balls than you or any other Brown tongued sycophants that currently reside in Downing St.They have wrecked the once proud nation she built up and turned it into a claimants toilet.

proger1



Joined: 18/04/2009
Posts: 2918

Message Posted:
25/04/2009 01:20

I could be wrong Iain, but you sound just a tad biased there

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
25/04/2009 01:30

I may be Paul,but only a tad ! Coachie has some severe delusional ideation,which probably places either himself at risk or more probably ......those around him....be warned!

proger1



Joined: 18/04/2009
Posts: 2918

Message Posted:
25/04/2009 01:44

No warning needed, I was a squaddie during Maggies days and she did me right actually she did me very well indeed but if I had any trust in the british govermental system I might still live there. For as many years as I can remember, if a politician in the UK has an idea its good for nobody but politicians and to gain votes. They are about to invest a small fortune to find all the people claiming illegally from Spain and other countries when if they just considered making the tax system acceptable many more expats would probably consider moving back and they would get a small increase in tax revenue instead of driving us out and losing it all to other countries.

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
25/04/2009 10:14

I agree Paul,the neuropaenic cretins in Westminster just play to the galleries. That morons new budget will only force more upwardly mobile people offshore,but I guess they are after the Chav vote and the idiot vote......you would need to one of those to endorse "New Labour"

Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
25/04/2009 10:22

Labour will certainly get the benefit voters, before they start abroad with the illegal claimers they should start here, why all of a sudden are 30 - 50 year olds walking with sticks and have blue badges? it's not old people walking with sticks these days or parking in blue bay spots. Could name a few in my village walk to the doctor's with a stick walk to the paper shop without!!

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
25/04/2009 13:19

claret..If she was that brilliant ,why did her own "party" members get rid of her.?? Everybody slams Tony Blair for taking us into the Iraq War,but seem to forget The Madame took is into TWO wars when things were going really bad for her. I am certainly not dilusional,nor do I drink tothe excess that you seemto think.I served my country for nine years and I would never desert it because things are getting a bit tough.You have obviously lost some money in this recent crisis,which I find is the reason more for most peoples rantings,but very few admit that they were making money before the crisis.I am retired and have to live off my pensions and I manage quite well,even go on holiday twice ayear.Will be interesting to see what the new morons budget will be like if and when they get elected.The usual whinge "look at the mess Labour left us in",instead of getting on with the job. It was not always doom and gloom under Labour.Wait till the Tories abolish the NHS and you have to pay privately

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
25/04/2009 15:38

continued

for yourmedical treatment and visits to the doctor and probably privatised education.They have done exactly sweet f/a for the average working man.At least under Labour you have Employment protection,40hr week,4weeks holiday.public holidays,all WITH PAY which your Tory party fought tooth and nail against.If they had their wayyou would still be living in 30nay the 20,s era.You would not have a State Pension to fall back on either.Things may not have gone the way Labour Party wanted but they are trying along with the rest of worlds governments to sort it out.You,along with thousands of other Brown haters seem to think this is his personal doing.I hope I am still around in 5yrs to be able to see what Batman and Robin aka Cameron and Osbourne come up with because I have not heard one constructive idea from any tory only political mouthing off at the Labour Party for their failings. Time will tell..

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
26/04/2009 03:48

Coachie, quite a rant ! You really must take more water with it. Could probably do with some lessons in spelling, grammar and punctuation too! Mrs T.got us out of the Socialist malaise that morons voted for in the early 70's. Idiots like Barbara Castle got rid of the only decent state schools we ever had and the current talinist regime has all but ruined my childrens hopes of decent education.They have also wrecked the economy of the country so badly, my grandchildren will end up paying the price ! Crimewaves sweep the country and they pass legislation to allow heinous criminals to get out of jail and reoffend as soon as their "human rights" dictate ! The Tories' kids could show more savvy than any bloody idiot socialist currently in government and Mrs T.had more balls than any of the champagne Stalinist cretins put together ! They will be on their way in 12 months,and the poor Tories will be left with the mess again,just as Mrs T was. By the way,she took us into conflicts that were

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
26/04/2009 03:56

actually substantiated.I believe our "envoy to the middle east" is still looking for WMD. Wakey,wakey Coachie........smell the coffee ! "I have obviously lost money in the current crisis",have I ? You tell me where its gone and I will go and retrieve it ! The only money I lose on a regular basis,is to the morons in Westminster and all I know is, its been going up in amount ever since this shower of s**t got in,after Noddy said he wasnt going to raise taxes!

proger1



Joined: 18/04/2009
Posts: 2918

Message Posted:
26/04/2009 06:27

Take a few deep breaths Iain, I really doubt that Coachie is the conversion type. I am not trying take any side here because in simple terms I believe that they are all as bad as each other. From what I can tell the past governments have made a really good job of cocking up everything for everyone and now the economy isn't enough to keep the old brittania train running. I am by no means a politician in fact I always thought diplomatic was just a brand name for some sort of pouch but IMO the UK government spends all of its time trying not to upset the rest of Europe and yet they will not even join the EMF. I'll bet I just booked a place with the firing squad but it could be fun

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
26/04/2009 10:28

Proger...words of wisdom. I have very strong views on all politicians,not just champagne socialists....I trust none of them.All parties have wrecked the NHS and labour especially has downgraded education to a lottery. I would propose that the two aforementioned areas be made political taboos for all incumbents of Westminster. Making them answerable to meritocratic interest groups and de-politicizing them would be far better for all concerned,and produce far leaner organisations with far better outcomes.However,it would give us just another reason.....not to have politicians. Turkeys and Christmas come to mind!

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
26/04/2009 12:55

Claret..You are a bit like another poster on here who replies to some of my statements with insults about my spelling ,punctuation,and grammar.I suppose it comes with your idea of a Socialist, un-educated,ill mannered,and ignorant.Not once have I made any comments about the quality of your education but it certainly seems if you were one ofthe privelidged few. You see I am neither bothered nor perturbed by what you think about me or any other Socialist,but I will never ever change my beliefs.In the old days before Labour,kids were forced down coalmines or in factories working all sorts of hours and this was under your Liberal/Conservative governments.It was only when the Unions/Labour party was borne that these measures were eventually stopped.Education was a thing for those who could afford to pay for it under your lot.Same as medical treatment.So I have something to feel proud of being an old Socialist,I cannot think of one thing that you can feel proud of being a Tory....

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
26/04/2009 15:14

Coachie,if you really believe that labour is really the saviour of all that,you really do need re-education. I actually went to mainstream state school,but I bettered myself despite that, NOT because of it. My parents were very hard working middle class people that had come from "working class" backgrounds. That really is a misrepresentation,as most middle class people I know are the hardest working and contribute more to society than any of the chavier end of the claimants list. Please do not make assumptions about me....you don't know me and are not in the same sphere of knowledge or expertise.

When people actually grow up,start paying taxes,have responsibilities,mortgages and children they become Tories. People with uneducated principles remain Socialists,as they never have to pay for them...my father taught me that. I can honestly say that if you lived for 100 lifetimes,you would not have put back into society,what most Doctors do in half a lifetime. Over to you Mr.Stalin!

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
26/04/2009 18:43

Well I have heard some crap in my life but some of what you say young man is nothing short of outrageous slander.To infer that I and all other Socialists do not work,.are Ill educated and do not pay their taxes and are all state scrounges are words of a biggoted idiot.When you have been around as long as I have,worked as many hours as I have ,owned your own home for as long as I have,despite your Tory party trying to prevent me,by having the highest mortgage rates in history under your very grand Mrs Thatcher,you can then consider yourself a worthy person in my eyes and not before.Sounds like your father had few mad ideas as well as yourself,to teach you that sort of doctrine.There are as many Tory scroungers on state benefit as there are Labour ones,and they will know how to get the most out of the state with their "superior" education.I am" not in the same sphere of knowledge as you"Pray do tell me what your superior knowledge and expertise is. Sounds as though you are a comedian...

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
27/04/2009 01:07

Coachie, you exhibit an unrivalled level of ignorance in your comments. You state you have "heard some crap" in your lifetime.....I would suggest most of it emanates from your own larynx "old man".Then you must look up slander and bigotted,firstly because you obviously dont understand the difference between written public defamation and spoken,and secondly because you cannot spell bigotted ! Calling me bigotted is defamatory and calling me an idiot is something only a complete moron would do or a neuropaenic socialist(look it up).I guarantee that I have more qualifications and applications of skills than you could accomplish in 100 of your glaucomatous lifetimes......no matter how old or intransigent you are! Whether I am worthy in your opinion,is beneath contempt. Don't go insulting my father "old man" ,again.......unless you want an angry,extremely large "young man" looking for you!

Tiggy


Joined: 25/07/2007
Posts: 1994

Message Posted:
27/04/2009 01:18

Oh dear,



Come on you two, enough is enough, argee to disagree and move on as Life is to short.



Politics is a load of Shi@e and not worth the slagging match.



T.

proger1



Joined: 18/04/2009
Posts: 2918

Message Posted:
27/04/2009 01:21

You are of course correct Tiggy but the entertainment is most excellent and not to mention I am vastly improving my education just learning what half of the words that Iain uses.

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
27/04/2009 01:22

Tiggy,I don't mind defending myself,but when someone has a go at my family,then the gloves are off!

keithcaley



Joined: 13/06/2008
Posts: 2521

Message Posted:
27/04/2009 08:47

Here you are folks,

Take a break and have a laugh...

http://www.youtube.com/watch?v=SeLSNzEorbI

Keith.

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
27/04/2009 10:17

Nice one Keith.......he appears brighter than most politicians I know!

deecyprus4


Joined: 27/07/2008
Posts: 3452

Message Posted:
27/04/2009 10:26

Clarets you are fighting a losing battle with Coachie..you summed him up well by suggesting he puts more water with his tipple



The person he is referring to regarding his grammar etc is me...all I can say is if he feels the need to 'fight' back, he should at least use spellcheck.... lol

keithcaley



Joined: 13/06/2008
Posts: 2521

Message Posted:
27/04/2009 11:06

Dee,

I think that we should entice them both to the same location, then bundle them both into a locked room, and let 'em slug it out.

Let's face it - they're never going to agree.

I wouldn't be surprised if they didn't even agree with that last statement!

Still, don't you think that it's a good job that we're not all the same, eh?

Wouldn't it be boring?

Keith.

deecyprus4


Joined: 27/07/2008
Posts: 3452

Message Posted:
27/04/2009 11:34

Keith indeed it would, but if you are going to 'take on' someone who isn't educationally challenged then the poster should at least try to sound intelligent and failing that..admit defeat

Tiggy


Joined: 25/07/2007
Posts: 1994

Message Posted:
27/04/2009 12:21

Know what ya mean Clarets.



You have a new born, so put all you energy in to the family and not let it get to you.



Congratulations by the way.



P.

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
27/04/2009 14:56

No person,whether he is a "doctor" or not will insult me,and as for you dc4,keep taking yourslimming pills perhaps then you waste away to nothing.



I only hope our doctor friends bedside manner is better with his patients than it is on here.Fancy 6ft 5in.47 yr old threatening a 69 yr old because he does not like some comments made about his political beliefs. I may make the odd spelling mistake on my thread postings,but no more than most others. As one of your supporters once said(dc4) "it was a typing error really"I was merely commenting on what your father taught you about Socialism,which is totally untrue.I have done everything you have stated your father told you except scrounge off the state,so how do you make out that I am insulting your father.

You undoubtibly have a very high opinion of yourself regarding your qualifications and achievements but it does not give you any right to insult anyone who does not agree with your principles. Try growing a little...

clarets



Joined: 08/01/2009
Posts: 752

Message Posted:
27/04/2009 16:55

Coachie.....I do not threaten people for their political persuasions. What I take great exception to is people who do not know me, or my family, talking about them in depracating tones. My father still works and is 6 year older than you.....that is ONLY because he has hard working Tory values,and has never scrounged off anyone. Like I said,have a go at me.....not my family ! 69 or 29 makes no difference to me......I can cope with any extreme.....even Stalinists like yourself.

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
27/04/2009 17:23

Clarets..I am glad your father is still working,but hard working values are not exclusive to Tories.Like your father I have never scrounged off anyone in my life.I was never unemployed and only had two periods off sick due to accident,so you see for you to generalise by saying that we are all scroungers if we are Socialists is totally wrong.Unlike your father I would never teach my children that you will be labeled scroungers if you become a socialist.How on earth you can think that I was insulting your father is beyond me.It appears to be ok in your book to insult some one who is old enough to be your father,not the sort of behaviour I would expect from a well educated "doctor". I would say that any person who says, "that anyone with uneducated principles remains a socialist ..as they never have to pay for them" has mad Ideas about being a socialist.



Like has been suggested by another poster I will register "a failure to agree" and congratulations on your new arrival..Hope all ok.

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
27/04/2009 17:31

Clarets..PS..I am not a Stalinist,might be a few other things ,but not one of those .Never murdered anyone!!

Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
27/04/2009 21:53

Coachie. Which road did you go down to get your knuckles rapped?

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
27/04/2009 22:30

Woodspeckie..The one where I said retired people living abroad should not be entitled to the HEATING ALLOWANCE because the original idea was to help the retired people in this country to pay their heating bills which are a lot more expensive than abroad..Some people seem to think it is part of their Pension,which it is not.It you used to be calculated on how many days it was below a certain temp.and you were paid an extra payment to help you pay your heating bills.It then changed to the current system of £100 per person per house hold if you were 60 or over.I used to get £200 when it first started because I was over 60 but my wife was under 60,but once she reached 60,she receives £100 and I received £100.I was duly put in my place by numerous ex-pats,but I think I may be proven right yet if the government follows up their ideas about people living abroad and claiming certain allowances...

Bradus


Joined: 25/02/2007
Posts: 2641

Message Posted:
27/04/2009 22:42

Delusions of grandeur me thinks!

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
27/04/2009 23:20

Bradus..Who has delusions of grandeur??

littlejohn


Joined: 09/03/2009
Posts: 316

Message Posted:
28/04/2009 00:15

Clarets, you're a disgrace !!!

Bradus


Joined: 25/02/2007
Posts: 2641

Message Posted:
28/04/2009 00:31

Sorry Coachie,



I am merely trying to make the point that people rarely form worthy opinions of others solely based on their qualifications, class, profession etc. This is especially true on a forum, where the chosen words tell us so much about the person.



I take my hat of to those who do have superior knowledge but only when they use it effectively and never when it is used as a weapon to belittle others and with such evident arrogance.



In short I am making and agreeing with the point you made at the end of message 91.



Kind Regards

The-Wicks


Joined: 27/05/2007
Posts: 2279

Message Posted:
28/04/2009 01:06

Bradus - I agree that people rarely form worthy opinions of others solely based on their qualifications, etc....

However, what you say is very true, in so far as persons will form an opinion of others by their chosen words. I do not claim to have superior knowledge about anything - therefore I do not post on matters I know nothing about. This would surely be "idiots suicide". Having said that, I earn my living as a secretary, and have done so for many years and, whilst I have no particular talent, I pride myself on my ability with spelling and punctuation. Like you, I take my hat off to those with superior knowledge, but I think it tends to be human nature, rightly or wrongly, that attracts like to like, e.g. if you find someone who posts regularly and you admire their use of the English language, you tend to "favour" them over others who may not have the same command of the English language. I'm not saying that this is morally correct, but in my experience, it tends to be true.

The-Wicks


Joined: 27/05/2007
Posts: 2279

Message Posted:
28/04/2009 01:10

Continued. However, I would (hopefully) not denigrate anyone, or their views, just because they may have a problem with spelling and/or punctuation. I have to say, however, that some posts on this forum are, at times, totally beyond comprehension.



Regards.



Jean

TheSaints



Joined: 28/01/2009
Posts: 1369

Message Posted:
28/04/2009 01:22

msg 96



..Some people seem to think it is part of their Pension,which it is not.It you used to be calculated on how many days it was below a certain temp.and you were paid an extra payment to help you pay your heating bills.It then changed to the current system of £100 per person per household.



Correct and payment is not payable for those living outside the UK if they are claimimg honestly, my aunt who lives in Portugal has had her heating allowance stopped as she no longer resides permanently in the UK, she admitted to being in Portugal for the UK winter and in the UK for the summer, they pulled the heating allowance.

Bradus


Joined: 25/02/2007
Posts: 2641

Message Posted:
28/04/2009 01:30

Your right Jean,

We all have very different skills and life experiences. Nobody excels in everything, we all have our strengths and weaknesses. What a boring world it would be if we were all the same.



I dislike seeing people criticised because of their spelling and grammar. The content is what makes a post informative and interesting. Why would people want to highlight spelling errors on a forum? At times it is confrontational and it also knocks peoples confidence and prevents them from saying things that could have provoked a lively debate or enlightened us all.



Take care

Bradus

proger1



Joined: 18/04/2009
Posts: 2918

Message Posted:
28/04/2009 01:33

And therein lies the problem Mike, Honesty.

I am not condoning that any one should get anything they don't deserve but shouldn't they concentrate on the youngsters that do nothing but claim for everything instead of spending millions to try and catch the dishonest who paid taxes most of their life and are just trying to get some compensation whilst choosing to live in another country

The-Wicks


Joined: 27/05/2007
Posts: 2279

Message Posted:
28/04/2009 01:39

Message 104 - thanks, Bradus. As I said, I have (at age 58) no discernible talent whatsoever, but I do like to think that at times I can make a useful contribution. As I said earlier, I would not consider making a contribution to some of the political debates that take place on this forum; however, I do like to think that I "listen and learn".



With kind regards.



Jean

TheSaints



Joined: 28/01/2009
Posts: 1369

Message Posted:
28/04/2009 01:43

Paul,

I don't know about you but I have been out of the system too long now, I have no entitlement to anything off the state including pension and don't want it, prefer to get out there and get on with it, just found out last week my pension fund is no longer so now I just have to hope the contracts keep coming in so I can build up another nest egg for retirement only this time I will look after it.

The-Wicks


Joined: 27/05/2007
Posts: 2279

Message Posted:
28/04/2009 01:58

The Saints - I apologise, but do not quite understand your message No. 107. When you say you have been out of the system for too long, exactly what do you mean? You say you have no entitlement to a (I assume UK) pension, may I ask why is that? I note from your profile that you are a young man and that you are, apparently, not entitled to a State pension when your time comes?



Please accept that I am not trying to be nosy here, just curious. By the way, I am sorry that your pension fund is no longer and I wish you every success in securing a healthy financial future. At least you're young enough to (sort of) start again. Little consolation, but very good luck.



J

TheSaints



Joined: 28/01/2009
Posts: 1369

Message Posted:
28/04/2009 02:17

Hi J

Been living and working overseas, because I had a few residential positions etc never made any NI contributions for years.

proger1



Joined: 18/04/2009
Posts: 2918

Message Posted:
28/04/2009 02:22

I think I follow what you are saying Mike, I believe that you have to pay UK taxes for a minimum of 30 years to be entitled and if you don't have enough years to complete that it then becomes impossible.

I recently found out that I will lose my military pension for the same reasons unless I go back to paying UK taxes for another 10 years so based on my salary at the moment I would have to go back and pay over 400,000 pounds over 10 years in order to get a meager pension when I reach I believe now 68 years of age.

Take into account that my wife would not be entitled to free health for several years and my daughter would need private education due to her not being in the British curriculum I can't really see the point in paying taxes to achieve very little in the end. A personnal choice I will admit but yet another reason to be uninterested in returning to the land that I was born.

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
28/04/2009 13:52

Proger1..Sound economic thinking.!! I would probably do the same.



Bradus ..Thankyou for that little bit of encouragement.There must be hope for this ignorant little old man yet..That is TWO people who think I am totally useless to the human race,but then I think that they are two people that human race could do without...