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health insurance with pre existing medical problems

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ginty


Joined: 11/03/2009
Posts: 228

Message Posted:
11/06/2009 14:26

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Message 1 of 22 in Discussion

does anyone know where I can get travel insurance for someone who has had a stroke in the past and is diabetic. Have bought a holiday home and want ot come over for 90 days at a time.



chick


Joined: 02/07/2008
Posts: 323

Message Posted:
11/06/2009 14:52

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Message 2 of 22 in Discussion

Try age concern or help the aged.



Good luck



mugged


Joined: 27/03/2009
Posts: 83

Message Posted:
11/06/2009 14:56

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Message 3 of 22 in Discussion



Try Saga , I have a Heart problem and they cover me for single trips .



ginty


Joined: 11/03/2009
Posts: 228

Message Posted:
11/06/2009 15:29

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Message 4 of 22 in Discussion

thank you I will try both. I could always leave him behind!!!!



simbas



Joined: 16/07/2007
Posts: 5943

Message Posted:
11/06/2009 15:32

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Message 5 of 22 in Discussion

Its going to be very expensive and difficult , but you could try the Diabetic Association they would have some knowledge i'm sure

Good luck , Simbas



Vidal


Joined: 14/05/2009
Posts: 867

Message Posted:
11/06/2009 15:32

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Message 6 of 22 in Discussion

Brought both sets of parents over at easter. All with pre ex. conditions. Both my parents have had cancer recently.

We Shopped around and found the good 'ol post office was the best.



Good luck.



the butler


Joined: 22/06/2007
Posts: 1958

Message Posted:
11/06/2009 15:35

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Message 7 of 22 in Discussion

Hi ginty,



My father had your problems but always managed to get insurance from age concern and he didn't stop travelling until he was 87. The premiums of course were high but you can expect that, if you have pre existing health problems.



simbas



Joined: 16/07/2007
Posts: 5943

Message Posted:
11/06/2009 15:38

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Message 8 of 22 in Discussion

Ginty , Try Diabetes UK for a travel quote on 08007317431 or you can get a quote online

Simbas



keithcaley



Joined: 13/06/2008
Posts: 2521

Message Posted:
11/06/2009 15:47

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Message 9 of 22 in Discussion

mugged,

That's a bit of a worry, if they don't think that you'll last long enough for a 'return'

Only joking, I knew what you meant



ginty


Joined: 11/03/2009
Posts: 228

Message Posted:
11/06/2009 15:52

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Message 10 of 22 in Discussion

Its not me its my partner. I have tried saga and they have refused. He is only type 2 diabetic , its the strokes thats the problem. I will try age concern now.



jac k


Joined: 15/10/2007
Posts: 77

Message Posted:
11/06/2009 16:25

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Message 11 of 22 in Discussion

I have number of illnesses and have previously been refused by at least six but was successful with Mytravel.com insurance - I gave full disclosure and got annual family cover - also got my dad insured with his medical problems (including heart condition and spinal problems) - his single trip cover was 23.97. I'd recommend them - online application - you need medical and medication details but straightforward to do. Good luck. xx jx



nurseawful



Joined: 06/02/2009
Posts: 5934

Message Posted:
11/06/2009 16:25

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Message 12 of 22 in Discussion

My mother and father-in law reckon the post office is the best and very reasonable. they are 79 & 83 so age no problem either.



jac k


Joined: 15/10/2007
Posts: 77

Message Posted:
11/06/2009 16:27

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Message 13 of 22 in Discussion

Sorry, forgot to say - I found them by asking google for 'disability travel insurance' - lots came up that cover serious illnesses. jx



ginty


Joined: 11/03/2009
Posts: 228

Message Posted:
11/06/2009 16:40

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Message 14 of 22 in Discussion

thank you everyone, you realy are a helpful lot. It is very frustrating as his stoke was 6 years ago. Will keep trying



Aysesdaddy



Joined: 21/03/2009
Posts: 392

Message Posted:
11/06/2009 16:58

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Message 15 of 22 in Discussion

I have existing medical problems and had quite a problem getting insurance for our holiday in August. In the end we got reasonable priced insurance from American Express. You don't have to be a card holder to get either. Hope this helps.



Terri299


Joined: 20/02/2007
Posts: 7

Message Posted:
11/06/2009 17:37

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Message 16 of 22 in Discussion

I use Direct Travel. They have been very good and reasonable

Teresa



ginty


Joined: 11/03/2009
Posts: 228

Message Posted:
11/06/2009 19:05

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Message 17 of 22 in Discussion

have tried direct travel and american express, they only insure up to 65, he is 68, will now try the post office.

Leaving him behind is appealing more by the minute!!



flightholiday


Joined: 19/07/2007
Posts: 3217

Message Posted:
11/06/2009 19:20

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Message 18 of 22 in Discussion

Please have a look at the two travel insurance links on our web site. http://www.flightholiday.co.uk both will work with clients over 60! Even over 75!!



One of them does cover quite a few pre-existing conditions unhappily I am (due to UK law) not allowed to tell you which one.



I am covered with Globetrotter for more than one heart condition which a lot of insurers will not accept.



Tom

IAH Ltd

http://www.flightholiday.co.uk



ginty


Joined: 11/03/2009
Posts: 228

Message Posted:
11/06/2009 19:32

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Message 19 of 22 in Discussion

I tried flight holiday and they will only do up to 24 days we want to come over for 6 weeks



lovingcyprus


Joined: 02/03/2007
Posts: 1272

Message Posted:
11/06/2009 20:22

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Message 20 of 22 in Discussion

ginty





I have sent you an e-mail



flightholiday


Joined: 19/07/2007
Posts: 3217

Message Posted:
11/06/2009 21:40

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Message 21 of 22 in Discussion

Ginty message 19 - there are two insurers on our flightholiday site and they do alll sorts of periods including long stay but there might have been a health related reason that you were only offered 24 days.



Extrasure offers single trip over 180 days for sure and Globe Trotter about 90 days (which should be nearly enough as that is the length of a visa) - You should always take out insurance to include all travelling days not just the time away.



Tom

IAH Ltd



ginty


Joined: 11/03/2009
Posts: 228

Message Posted:
11/06/2009 22:06

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Message 22 of 22 in Discussion

I managed to find one that will do 45 days , very expensive but it is the best I have found



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