Health Insurance & Medical Services in TRNC

HildySmith


Joined: 02/07/2009
Posts: 1708

Message Posted:
11/08/2009 13:30

I am planning on moving over in Jan/Feb and would like to know more about medical insurance, health plans etc available in TRNC

scoobydoo


Joined: 10/11/2008
Posts: 2434

Message Posted:
11/08/2009 14:11

I believe the BRS (British Residents Society) at one stage were putting together plans for health insurance, I am not sure if it has succeeded but have a look on their website you may find something.



We, like many over here, pay for all our own medicals etc as we go along.

happyhere


Joined: 11/05/2009
Posts: 75

Message Posted:
11/08/2009 14:13

Try Scott at FMA. Their website is http://www.fma-ltd.com

You will find all details on there for health insurance etc.

cyprusairsoft



Joined: 22/06/2009
Posts: 2066

Message Posted:
11/08/2009 16:31

have a look at the first page on 44 katy as someone else posted similar and they have some answers for you

laptagal


Joined: 28/05/2008
Posts: 549

Message Posted:
20/11/2009 16:53

Hi Catherinne, did you manage to sort out health insurace? I am looking for the same thing - moving out in the Spring.

fiendishpaul


Joined: 18/05/2008
Posts: 1720

Message Posted:
20/11/2009 17:04

Hi Katy



There are a number of companies on the internet that provide healthcover for expats abroad. Cost is dependant on age and type of cover but to give you an idea, I am 46 years old and for intermediate insurance cover (up to 1 million euros annual cover) and €50 excess, the cheapest quote that I have received is £774. This is through expatriatehealthcare.com.



Regards



Paul

smithy


Joined: 17/07/2008
Posts: 5301

Message Posted:
20/11/2009 17:15

I dont have medical Insurance I just pay when I have to go to the Doctors/Hospital etc

Maybe that's wrong but that's my prerogative

proger1



Joined: 18/04/2009
Posts: 2919

Message Posted:
20/11/2009 17:54

The hospital my wife uses has a membership otion for one year where you pay a predetermined fee and then get a discount in a related percentage. I don't remember the full details but I think it was 500 stl for the year gives 50% discount on virtually all treatments. It also includes a free check of something in the price but I don't remember what. I think it was bone density or something.

I think it's worth it if you will be here permanently and it's cheaper than most insurance companies will charge including an excess.

fiendishpaul


Joined: 18/05/2008
Posts: 1720

Message Posted:
20/11/2009 17:58

Proger1



Personally, I would prefer to pay an extra £250 and not have to pay anything else, bar a small excess of course.



Just my opinion of course.



Paul

nostradamus


Joined: 15/04/2008
Posts: 557

Message Posted:
20/11/2009 18:23

Recently had dealings with Cyprus Life Hospital under one of their supposed discount schemes and didn't rate it at all. The price they charged, with discount, was more than I would have expected to pay elsewhere at full price. Moreover, apart from the docs, almost nobody in this hospital speaks English. This doesn't seem like a good marketing tactic when they are hand in glove with BRS for this scheme. I would say, ring fence some savings for medical eventualities. If you don't need it, at least it's still in your bank!

proger1



Joined: 18/04/2009
Posts: 2919

Message Posted:
20/11/2009 22:42

It all depends on the situation fiendishpaul, my wife is having a baby so it is worth while, I allready know that I am likely to save money in the end. So in my case a smart move for my wife and it also covers my child.

Personally I have none, I will just face the bills if and when they may occur.



All a matter of choice.

lovinit


Joined: 20/06/2008
Posts: 745

Message Posted:
21/11/2009 05:24

Hi I have just had an operation in the hospital at the Back of PiA BALLA hotel, what can I say they were great, prices were very reasonable, care excellent.



I do not have health insurance, we put money away for this type of problem, was far cheaper than insurance. As we have lived here for four years, i would have paid 5/6 times over.



Think about setting insurance money to one side to cover future health issues.



Good health and long life to all!!

fiendishpaul


Joined: 18/05/2008
Posts: 1720

Message Posted:
21/11/2009 09:51

As with all insurances, it always appears to be a waste of money...........until you need it!! I would say that as a minimum, people should put a few quid away for medical eventualities. However, a serious car accident (all too common here), heart attack, stroke etc etc, could quickly see any savings quickly exhausted.



Despite the cost I would still recommend medical insurance.....you never know what is just around the bend....although odds on are that it is probably an old Renault 9 being driven on the wrong side of the road !! ;-)



Stay well everyone.



P.S. I have absolutely no connection with any insurance services.



Regards



Paul

walkerscott


Joined: 13/08/2009
Posts: 901

Message Posted:
28/11/2009 12:13

for those who travel back to the UK at least once every 90 days and have an address there, the best thing is to take out an annual travel/ sickness health cover policy. costs around £90- Obviously covers only emergency stuff but well worth it. The rest you can pay-as-you-go!



Just a thought.

laptagal


Joined: 28/05/2008
Posts: 549

Message Posted:
28/11/2009 12:35

Hi Walkerscott, strange but that is what I was looking at un the internet yesterday. Although most insurance companies only cover for 30 - 60 days, I did find one - etravelinsure.com- which quoted just under £150 for worldwide multi 90 day trips for my husband and me. You have to be a UK resident. Anyone else tried this?

walkerscott


Joined: 13/08/2009
Posts: 901

Message Posted:
28/11/2009 12:44

Hi Pam



that sounds ideal cover for two people! Mine was just to cover me as i am single but was still very happy with the cost. It just gives a little reassurance doesn't it.



John