How many pensioners here would not be here without their pension ?

palacerclass


Joined: 19/11/2008
Posts: 109

Message Posted:
12/09/2009 11:15

I would of thought quite a few.The BRS would be empty!!

mia100max


Joined: 19/03/2008
Posts: 404

Message Posted:
12/09/2009 11:45

Would they be able to live in England without their pensions???

mamachina


Joined: 22/11/2008
Posts: 730

Message Posted:
12/09/2009 12:23

Just about - but not in the house we used to have!

everon


Joined: 18/04/2009
Posts: 956

Message Posted:
12/09/2009 12:50

We came without pensions. Living nicely off savings/interest from sale of house. Now I get my pension but have to wait 18mths till hubby gets his. You have to do your homework and invest wisely.

Pipie


Joined: 05/01/2008
Posts: 5499

Message Posted:
12/09/2009 15:39

Plans are on hold , but yes I would have been living in TRNC without a pension !!!!

minertor



Joined: 14/02/2009
Posts: 1238

Message Posted:
12/09/2009 15:48

msg 2, miamax, go with the flow and stop asking intelligent questions. It just makes you look sorta normal.





Tony

waddo


Joined: 29/11/2008
Posts: 1966

Message Posted:
12/09/2009 16:00

Two of us. Probably would have had to stay in UK and carry on working till we died to be able to afford to live there anyway.

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
13/09/2009 13:07

Depends on what sort of amount you are talking about Waddo.We live comfortably on my state pension a nd a private pension,so do not suppose i would have any problems living there on the same sum.Mind you if you eat every night and are a heavy drinker/smoker which we are not i would think it would be a bit tight.I retired 5yrs ago Waddo and I am still here,so I dont think you would have died working...

Hippo


Joined: 02/02/2007
Posts: 2070

Message Posted:
13/09/2009 13:18

This question was directed to those of us who live here Rochie, not those who live afar and continue to pontificate about rights and wrongs.

Stay there keep paying your NI so we can come home and get our free medical care as required.

harita


Joined: 14/08/2008
Posts: 1343

Message Posted:
13/09/2009 14:12

Wouldn't suit you here coachie .. You have to pay for medical treatment .. Oh and you have to eat every night or you will die .. Think you meant to say "Eating out"

halffull


Joined: 26/01/2009
Posts: 571

Message Posted:
13/09/2009 15:41

I know I can't survive in UK on my pensions and have more than a bare existence, all be it I have worked all my life and have a private and government pension. Purely do to circumstances I am not an house owner in the UK so have to rent.

waddo


Joined: 29/11/2008
Posts: 1966

Message Posted:
13/09/2009 19:05

Thanks for the advice Coachie, really lifts me up to know that with my Military pension and my Civil Service pension combined, I could have lived on the bread line in the UK instead of being "comfortable" out in my chosen country.



We save up to go out once a month and drink rarely although I do admit that I am a smoker and on average spend 34TL a month on my disgusting habit. I suppose I could always have sold up my house in the UK - that is assuming I lived to 73 when my mortgage would have been paid off - and moved to somewhere that I could have afforded to pay the council tax on. Then just waited around for my heating allowance every year and popped off down to the doctors to keep warm waiting for my free prescriptions every week. The town centre would have been good as well, I could have sat around in the centre with all the other old folk keeping warm near the security guards for saftey.



Here I have to suffer the sun every day and not worry about a thing, should I chan

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
13/09/2009 22:30

Waddo..you talk outof the crack in backside.I only have state pension and small private pension and NO benefits,so you must live very extravagantly if you cannot live on your pensions.If your mortgage wouldnot have been paid off till you were 73 then you should have thought about that before you mortgaged yourself beyond your means.You are only 6 years younger than me,and I paid my mortgage off by the time I was 45,and I do not live in a hovel.Where you lot get your info from about city centres in this country astounds me,perhaps it is better that you stay there and enjoy your life style,good luck to you,but dont start shouting a load of bull about this country from over there...Just as a matter of fact,I do not see anywhere in my post where I was offering you or any one else any advice,merely trying to draw comparisons.When i was out there in JUne.shopping was a little cheaper than here but wine and alcohol were not as cheap.Hence I said I could probably live there without any probs

Brinsley


Joined: 04/04/2009
Posts: 6858

Message Posted:
13/09/2009 22:40

CoAchie



There's no custom & excise duty on Ribena!



Richard

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
13/09/2009 22:45

Hippo..Nobody was pontificating as you say,merely drawing comparisons and I do not pay NI and if I found you or any one else abusing the system I would not hesitate to inform the authorities.So keep coming my thick skinned potomus,spelt deliberately like that seing as how you try to berate my name by spelling incorrectly. Sorry old chap but I do not intend to go away but keep trying,you may eventually crack your skull against the brick wall..



Harita ..sorry you were right,I should have said "eat out Every night".Thats the difference you see I would have made sure what my entitlements were and if it meant having medical insurance ,so be it.I have to pay extra for my travel insurance to safeguard myself,not ignore the fact and try to cheat the insurance company by not declaring all the relevant facts..This is the basic difference between myself and some of you over there.I was brought up to work hard pay your dues and owe nothing,but most of all ,to be honest...

dizzycows


Joined: 12/05/2009
Posts: 2736

Message Posted:
13/09/2009 23:04

Well good on ya then Coachie, I think those that have chosen to live in NC are very sensible as the cost of living is by far cheaper, dont need to put the heating on day and night, no council tax to break the bank, no rain every day for months on end, sunshine nearly every day to stop the aches and pains.

The folks that have moved to a hotter country are not putting a strain on the british NHS,they dont clog up the over filled Drs waiting rooms, that are full of mothers with snivelling kids. Most look fitter, keep well, and dont die of hyperthermia! And at least over in NC they get their dustbins emptied sometimes twice a week.!

Good on those that have taken the opportunity to retire and enjoy there time in the sun.

And a huge bonus, they dont have to read, or look at Gorgon and his cronies. (Labour party) lol xx

littlejohn


Joined: 09/03/2009
Posts: 316

Message Posted:
14/09/2009 01:47

Dizzy as I have said before you constantly come out with the most negative drivel. At your age you should know better or perhaps insanity runs in the family!??

louthlass


Joined: 09/11/2008
Posts: 271

Message Posted:
14/09/2009 10:01

Well said Waddo. I think most people think exservice families live on huge pensions. Most are on the bread line

and can barely exist in UK, stretching the service charities to their limits. There are thousands of homeless veterans out there, who have to be supported by organisations like the British Legion.

We survive on our service pension plus state pension , and live a modest but happy life here in Kibris. We do not sponge off UK, and still have to pay our tax there, which is taken at source.

No, without our pension we would not be here. We all have our choice in life, and you do what you think is right at the time.

We certainly could not afford to live in the UK, without benefits. Will not go there!!

dizzycows


Joined: 12/05/2009
Posts: 2736

Message Posted:
14/09/2009 10:18

Littlejohn, do you think GB is hot and sunny like NC, do you think our old age pensioners wouldnt give what teeth they have left to get to a warmer climate? perhaps its you my dear fellow, who is against expats comming and living in NC as from your other post telling expats not to buy in Girne??

So perhaps the you are getting muddled up saying I say 'negative things' about NC, matey it is you, not I. XX

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
14/09/2009 18:28

Louthlass..I know alot of ex-service personel who live off their service pension an d State pension quite comfortably here in UK. You earned your pension and the increases that go with it the same as I,therefore you have to expect to pay the tax the same as I do.You do not get one and not the other. I was at a reunion of ex service people over the weekend and none of those looked liked they were destitute and the average age was 68,all they had was their service and state pensions.How come then that you are finding it difficult in TRNC??



Dizzy..they may get their bins emptied twice a week and most of it is illegally dumped.Never seen so much fly tipping in my life.Yes it is warmer in the summer out there but I do not have toworry about electricity supply,water,Gas,etc.I read all the time on here about people who cannot afford heating in the winter and these people get our heating allowance.I certainly did not find cost of living was all that much cheaper.



Brinsley..I know that..

dizzycows


Joined: 12/05/2009
Posts: 2736

Message Posted:
14/09/2009 19:12

Get bloody fly tipping in GB coachie, them folks just chuck it over the hedge, black bin liners full of stinking nappies, rubbish like old chairs, mattresses, fly tipping is a problem every where, but at least in NC it is taken away from the households and not chucked into others property for them to pay to take away.!

Any way you should not need heating allowance, I dont need it,! just put on extra socks and a jumper, long johns, go for a walk. LOL XXXX

spondoolics


Joined: 13/06/2009
Posts: 73

Message Posted:
14/09/2009 19:39

And for those of us who are building here and thinking of a move. How much in YTL and being single do you need to live comortably. I will own my own car, not hire. I have no mortgage.

proger1



Joined: 18/04/2009
Posts: 2918

Message Posted:
14/09/2009 19:40

Yet another thread that has turned from a reasonable question to a slagging match between several parties who have a difference of opinion.

Coachie, the original question was about wether you would still live here if you didn't have a pension. As you don't live here permanently and by the sounds of it would prefer to live in the UK anyway, how do you think your comments are helping answer the question?

Dizzy, I don't know wether it is your choice or just the way you write your statements but you always seem to get into arguments.



Maybe you are both just like me, so bored that if I see something that needs an abusive comment to liven it up then I just can't keep my fingers off the keyboard.

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
14/09/2009 21:06

Proger..I doubt if many of you would be able to afford to live there without your pensions.Since some first went there prices for food,fuel,electricity etc have shot up according to a lot of the posts I have read on this forum.Interest rates are falling ,value of your property is at rock bottom prices,and a lot of people have had to leave because of this.When some one says they "survive" on their service and state pension I think some thing is not quite right.I have a state and works pension and I manage well enough here.Hence I said I did not think I would have any problem living there,but if I went out dining regularly and paying the prices I have seen out there,then I would probably be in dire straights.You have to cut your cloth accordingly. I would not live there on a permanent basis,to hot and dusty and dirty for me...There is no slagging between me or Dizzy,she says what she believes and I say what I see..We just fail to agree on a regular basis..Dont loose any sleep over it..

dizzycows


Joined: 12/05/2009
Posts: 2736

Message Posted:
14/09/2009 21:10

proger1 its the way I write, coachie and I are not having an argument, just jesting, we like to 'poke' at each other re politics, no harm meant. Please feel free to join in, perhaps we are just bored with some of the other stuff that gets written. But thats no problem with me, I can just skip over the posts that I dont want to join in with, lol xxx

hattikins


Joined: 17/02/2008
Posts: 2793

Message Posted:
14/09/2009 21:24

It's horses for courses Coachie, it wouldn't do for us all to be the same.

I love it here but do need my pension, didn't quite make my million during my working life, only thing I miss is a supply of oatcakes.

proger1



Joined: 18/04/2009
Posts: 2918

Message Posted:
14/09/2009 21:24

Ahh, so what you are saying is that you just like to hijack someone elses thread with a valid question so that you can spout trash at each other based on some semblance of similarity to the subject the thread was based on. Very mature I must say and on another thread people are wishing that some of the old posters would come back but don't because of this.



As for me living here without my pension Coachie, I am a long way from either my Services or my private pension and I suppose in the end I have done exactly the same thing as you and hijacked a fairly legitimately questioned post just to have a pop at you two for doing the same thing.



You know what they say, "If you can't beat them, nuke them all and let god sort them out !"

Pipie


Joined: 05/01/2008
Posts: 5499

Message Posted:
14/09/2009 21:34

Coachie , there is some sense it what you hit on re interest rates in TRNC , some people in TRNC may have relied on high interest rates to allow them to live in TRNC without a pension . I know interest rates for the saver are rock bottom in the UK , but to get back on track it appears to be a major factor for some EX PATS who are living in TRNC .

notthereyet


Joined: 26/10/2008
Posts: 113

Message Posted:
14/09/2009 23:29

I have a military pension and no other income but i would rather try and make it in another country than flounder in the pitiless bankrupt refuse dump that my country has become. Each persons circumstances are different and the supposition of spin doctor coachie that we must all be able to exist on our pensions because he can is flawed and somewhat arrogant. Council tax, water, lecky, gas, tv, phone, and god forgive me the internet is around £430. My service pay until Maggie rescued us was such that a house and mortgage was beyond me but at least my children had free milk and i qualified for the equivalent of benifits whilst servicing (good eh!) so therefore i am still saddled with a mortgage. Perhaps i didnt work hard enough like your man coachie yes it must have been a 35yr holiday oops should try better. There is litter all along the seafront broken bottles tossed over walls and you are up to your neck in dog shit if you want to walk on the grass. Cont

notthereyet


Joined: 26/10/2008
Posts: 113

Message Posted:
14/09/2009 23:43

The local police drive round in swat gear and armoured transits and you had better not go around singularly after dark. I do not live in middle England but i like many many other have chosen to try and make a go of it in another country, on whatever i can get to subsidise my pension. I still pay taxes and i will take whatever advantage i can from the system i have paid all my working life into, my pension has made it possible to try before it is to late and i get sucked deeper into the hole of daily struggle and head for the heat and dust and dirt. Coachie if being on this forum enables you to spy on people who may feel it is their right to take from the pot they paid into and report them to the authorities good luck mate catch me if you can but i have learnt a lot from just watching and listening to our guests refugees illegals and pikies that have been allowed to build an industry of claiming under the warm blanket of labours blindness and stupidity and arrogance.

Hippo


Joined: 02/02/2007
Posts: 2070

Message Posted:
15/09/2009 06:20

Hippo thinks Rochie is a closet social security fraud investigator.

waddo


Joined: 29/11/2008
Posts: 1966

Message Posted:
15/09/2009 08:50

Coachie, it must make you feel really proud to know that from your safe and secure jobs of the past you paid off your mortgage by the time you were 45 - well done indeed! It means so much to me to know that the 25 years I put in for you have paid off for you in the military and the 17 years in the Civil Service, despite the fact the moving every two to three years, having to sell in negative equatity or leave my family behind, meant that my mortgage was extended well past normal retirement age - do carry on enjoying the benifits of other peoples work. At least I can rest knowing I have helped you.

There is a little difference you seem to have missed. Most people have lived in the UK already so know the down side, now they live here and enjoy it. To gain true perspective leave your comfortable social state and come live here for a few years - then make a choice and people may listen to you. Otherwise, stop talking from the crack in your backside, as you so nicely put it.

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
15/09/2009 13:10

Waddo..Nobody asked you to stay in for 25yrs,and by the way I served for nine years,so you did not do anything for me,and I will continue to receive my state pension which I contributed to until I was 65,not 62 like you.Why is it you ex-service people who stayed in for long periods think that this country owes you something apart from your pension,furthermore a Civil Service pension,index linked no doubt like all government posts.You should have no problems and your state pension to follow.I came out when I saw that there was no future carrying on and made my own in civvy street. If you care to look back on some previous posts you will see that I have no objection to any one living there at all,only objection I have is when they come back here for free NHS which they are not entiled to.Before you start shouting read up on the law about moving to live abroad..





Not there yips..My statements about me living here on my pensions are quite correct.You only draw one pension plus benefits

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
15/09/2009 13:25

cont..If you decide to retire at 54 on insufficient funds that is not my problem.You still have 10 years work in you,and you will need to do some thing or you will not qualify for your full state pension.I dont have to worry about reporting you,border security do that every time you come through passport control.When they swipe your passport it automatically goes on to DWP computers so if you try to claim anything ,NHSincluded,they can trace you and send you the bill..



Hippo..No I am not an investigator for any agency,just some one who believes in people being brought to book who lie and cheat and that includes politicians Labour/Tory/Lib.dems/BNP and the rest. I do not hide in closets or behind comical masks,I am there for all to see.Perhaps not my best photo,but then I did not expect people on here, who say they are grown adults, to start and suggest that I was some sort of alcoholic,simply because they do not like some of my comments. The truth hurts sometimes...

waddo


Joined: 29/11/2008
Posts: 1966

Message Posted:
15/09/2009 14:26

Wow, nine whole years defending the realm, bet most people were shaking in their boots when you left and the country became unprotected. Good for you, go off and make your fortune for yourself, never mind about anyone else of course, just do what you feel is best for you and keep on doing it.

Good for you again, contributing all that money till you were 65 and then getting a full pension - unlike poor me who left the undefended UK behind when I was 60 so I will get a reduced pension after all - its the law you know, when people leave the UK they do tend to know what the law is before they leave.

This thread is going nowhere so I leave you to it - on your own where you need and want to be - sat in the corner with your mates counting your money and your free pills! It must be sad to have to sit in front of your PC all day trying to make other people unhappy - each to his own, good luck.

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
15/09/2009 16:27

Waddo..Not all of them know the law,if they did there would not be any arguments from me.Yes I left after a whole 9 years simply be cause I realised there were enough of you lifers to do the job and let me sleep easy at night.I did not make a fortune but I do not whinge about having to my taxes either,nor do I want anything that I am not entitled to,which is more than some of you can say.I am quite happy to live here and continue to pay my taxes and there fore qualify for my free pills where asd you want to live outside of this country not pay anytaxes and still have free NHS,on yer bike..If it makes you or anybody else sad ,sorry but you are no better in some ways than people you are quick to criticise over here..