There is definately a conspiracy!

nurseawful



Joined: 06/02/2009
Posts: 5934

Message Posted:
10/10/2009 11:40

The UK goverment are thinking of raising the retirement / pension age to 65 from 2016. At this rate I will never get a pension.

sporty


Joined: 06/12/2007
Posts: 685

Message Posted:
10/10/2009 11:49

its pathetic isn't it?This is a direct result of the country's mismanagement and failed policies over the last decade or so,basically,the uk is now skint!!

On the other hand i would also say that retirement is nothing to do with age its to do with income and if you find a route to give you a regular ongoing income you can retire at any age!

DutchCrusader



Joined: 19/05/2008
Posts: 11281

Message Posted:
10/10/2009 11:49

Nurse, don't complain. In Holland the Government will "asap" raise the retirement/pension age from 65 to 67.

smithy


Joined: 17/07/2008
Posts: 5301

Message Posted:
10/10/2009 11:49

I think you have hit the nail on the head Chris, hoping everyone will peg it before they get it

What a farce

nurseawful



Joined: 06/02/2009
Posts: 5934

Message Posted:
10/10/2009 11:57

oops boobed again I meant to put raising it from 65 to 66. Sorry

bazilbrush


Joined: 29/03/2008
Posts: 404

Message Posted:
10/10/2009 13:00

But some people would be happy to carry on working if they enjoyed their work. Lets face it there is not much, that many can afford to do once they retire, so they may as well carry on working. I think you should have a choice as too whether you want to retire. The trouble is the longer you stay on at work, the less likely chance the younger generation will get a job.

elko2



Joined: 24/07/2007
Posts: 4400

Message Posted:
10/10/2009 13:13

TRNC knows best. At one time one could retire and get a pension after ten years of service. That was not all. Army service was mustiplied by 2 and member of parliament by 3. Most people already served 3 years in the army so that counted 6 years. Another 4 years in government service and they could retire and earn a monthly pension. All this was done to combat unemployment and of course money was coming in from Turkey.

If anybody can find a similar example of such lunatic administration, please let me know.

ismet

mmmmmm



Joined: 19/12/2008
Posts: 8398

Message Posted:
10/10/2009 13:17

Hi Ismet



and for how long can / will a third nation fund such 'lunacy' ? ;)

girne 29


Joined: 06/12/2007
Posts: 1488

Message Posted:
10/10/2009 13:21

Nurseawful

Think its more to do with the fact that we live a lot longer,cant get a pension for 25 years when you have only put in enough for 15.

As for the collapse in my pension funds, I know exactly who to blame, and it isnt the Govt.

The only thing the Govt can be blamed for is trying to beat the Tories in sucking up to the City and letting them steal unhindered.

Magbs


Joined: 26/02/2009
Posts: 278

Message Posted:
10/10/2009 16:40

With all your complaints about the government's policies what they are doing is inevitable!



With the increasing life expectancy and (what is more important) declining birth rate what could you expect? Who you think should fund your retirement? Children you decided not to have? (not you personally, of course, so no offense please) Or maybe more and more immigration should resolve this matter.

elko2



Joined: 24/07/2007
Posts: 4400

Message Posted:
10/10/2009 16:49

Yeah, Europe should open her doors to the Turks and the average age will drop overnight

In fact for many years in the past Turkish workers could retire on social insurance payment after 25 years of employment. So if they started working at say 18, as most people did at the time, they qualified for a pension at 43. Thank God to the constant pressure of IMF that eventually they put a retirement age and not just simply so many years of service. Some people may hate the IMF but in more backward countries the politicans will never take such unpopular steps without the pressure from the big daddy.

ismet

boglefan



Joined: 07/06/2009
Posts: 511

Message Posted:
10/10/2009 17:02

I was still at school when I started part-time work at 14yrs of age. My then official date for retiring would be September next year when I turn 60yrs (God can't believe it,seem to have lost years somewhere!) However, the goalposts have now changed and my official retiral date is March 2011 which means I am now going to have to work an extra 6months to qualify for my pension. I had never actually planned to retire at 60yrs but now it seems whether I want to or not I will have to work beyond what I always believed was the day I could say Yahoo I've done it. My objection is that what money I have paid into the system over the years for my old age seems to be re-directed to the generation of can't work, won't work - thats for idiots. The social will keep me and my x amount of children to different fathers . I will get extra money to fund my drug/alcohol problem and will live rent-free and take all the handouts I can get. Why work and pay tax and NI when I can get it all for free!

Coachie



Joined: 29/07/2008
Posts: 2135

Message Posted:
10/10/2009 23:24

Boglefan..you and numerous others on hear talk absolute crap at times.You would think that everybody else except you were as you describe in your post.You will have these people in our society and it does not matter which party is running the country.I find it deplorable that so called educated people can make such crass statements.The expected new government is set to raise the retirement age to 66 next year if is elected.Something does not sound right about your facts.Born1951,start paying when you were 18.You pay on average 40 yrs.That makes your retirement date 2009.To me it sounds as if you have not paid enough in for your full pension.This is based on the facts that you worked permantly for 40 yrs.In fact I do believe it is only 30 yrs for a full pension although you continue paying NI till you retire.Why shouild your NI contributions keep these layabouts in luxury,think you will find it has nothing to do with it.Your taxes might keep them but not your NI contributions.

nurseawful



Joined: 06/02/2009
Posts: 5934

Message Posted:
11/10/2009 09:16

Coachie, Is there any need to be so confrontational. "something does not sound right about your facts"

I think that perhaps YOU have got some of your facts wrong.!

Bogle fan never said she was born in 1951 in fact she was born 1950. She like I did went and got a pension forecast on-line (official UK Goverment one) When her DOB is put in it comes up as 6th March 2011 she will be 60years 5 months and 15 days. And believe me I know she has worked and worked hard all her life.

At the moment I will be 64years 2 months and 3 days before I get my pension in 2018!

We both worked for the NHS and know what these layabouts get and the scams they get up to. So if we are just a bit synical about where our taxes go then I'm sorry. And lastly she never said that her NI contributions kept these layabouts in luxury. Think maybe you should re read what she wrote this time with your specs on.

boglefan



Joined: 07/06/2009
Posts: 511

Message Posted:
11/10/2009 12:55

Re msg 13 - I may not always get it right, but I assure you I do not talk crap! I have noticed however that there are a few members on the Forum that at times suffer serious attacks of verbal diarrhoea. The changes the UK government have already started to bring into force is raising of the retiral age for women from 60yrs to 65yrs to be in line with the male retiral age.

I have re-read my post and I am wondering where you seem to think I am discussing any particular political party.

I refuse to discuss/argue about religion or politics, each to their own.

Hector


Joined: 26/08/2008
Posts: 2352

Message Posted:
11/10/2009 13:04

UK State pension forecast on line is available on line. To see details go to







http://www.direct.gov.uk/en/Pensionsandretirementplanning/StatePension/StatePensionforecast/DG_10014008







If you want to use the on-line system you need to register with ‘Gateway’ go to







http://www.gateway.gov.uk/







They will ask you to chose a password.



Once you have the number go onto







https://secure.thepensionservice.gov.uk/statepensionforecast/

Jeannie


Joined: 04/08/2009
Posts: 3283

Message Posted:
11/10/2009 13:11

I'm afraid Coachie seems to have 'got it round his neck' again. I, for one, can confirm what boglefan has said. I was born in November 1950 and will not be entitled to my state pension until July 2010. This is because woman born after June 1950 are the first to go onto the 'sliding scale', which will mean that in a few years time, the official retirement age for women will be 65. I have, like others, obtained a forecast and I am entitled to the full state pension, having put in enough years and also paid what used to be called 'full stamp' for NI purposes for all my working life.



Regards.



Jean

HildySmith


Joined: 02/07/2009
Posts: 1708

Message Posted:
11/10/2009 15:25

There is a definate lack of forward planning here.

We (the up and coming pensioners) are part of the Baby Boomers' born at the end of the war when the men came home. This has been known about for 60+ years. The situation we have is that the baby boomers are now pensioners (women now, men in then next couple of years). The younger folk, most of which are out of work or on benefit, do not pay tax which is used to pay our pensions, as our predecessors did. Therefore there is nothing in the kitty to pay our pensions. Gordon Brown has already taxed them and removed concessions re private pensions. The Pension organisations have also suffered due to the recession and the fall in the 'footsy' (you know what I mean), so private pensions have also suffered. - Poor baby boomers !!!!!!

We are also the teenagers of the 60's who took the world, shook it and put it back again. But thanks to

Harold Wilson, with his Selective Emplyment Tax which caused 'the unemployment figures'

HildySmith


Joined: 02/07/2009
Posts: 1708

Message Posted:
11/10/2009 15:26

Blair with his war mongering - which has cost a fortune

Brown letter the banks run riot with our money

the poor baby boomers are the ones who are suffering

dizzycows


Joined: 12/05/2009
Posts: 2736

Message Posted:
11/10/2009 15:36

Abs right there Katymackem, Coachie and I do argue about such stuff, this govn put the rise of age into play long before Cameron, so coachie you cannot put that onto the Camerons shoulders.....xx