Home and contents insurance

finchy


Joined: 08/04/2008
Posts: 86

Message Posted:
17/11/2009 15:14

It's up for renewal, who is the best company to go with to get cover, considering that it's a holiday home?

flightholiday


Joined: 19/07/2007
Posts: 3217

Message Posted:
17/11/2009 15:17

Ask Steve Dickinson - trates aree goodf and he has a reputation for helping.



He is willing to tell you what you will get and what you will not, which is better than many.

finchy


Joined: 08/04/2008
Posts: 86

Message Posted:
17/11/2009 15:22

Thanks, I'll give him a ring and call in next week.

TRNCVaughan


Joined: 27/04/2008
Posts: 4578

Message Posted:
17/11/2009 15:23

Steve is the best - no question.

cooper


Joined: 23/10/2007
Posts: 3386

Message Posted:
17/11/2009 16:21

Agree Steve's your man.

breezyboy


Joined: 14/05/2007
Posts: 1179

Message Posted:
17/11/2009 16:46

Glad everyone else is happy with him.

Took 6 or 7 months after lots of prompting to get my policy. Was ignored by his staff numerous times.

The apolgies came and an offer of a free years cover was given for all the trouble .

That never materialised either.

I got a good premium from one of my banks. Iktisat or Creditwest, both give great service on everything else

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
17/11/2009 17:14

the people who are advising you know little or nothing about insurance or insurance policies....



Many policies issued in the TRNC have more holes in them than Swiss cheese and many people who sell them haven't got the foggiest...



The widest cover available is from "Full Marks" who are next to the petrol station in Karakum - their policy is similar to the ones available in the UK - the guy who runs the place has 30 years insurance broking experience in the UK....



At least you'll be sure of getting a) wide policy cover and b) dealing with someone who actually knows what they are talking about if you have a problem....

dumpling


Joined: 27/08/2009
Posts: 49

Message Posted:
18/11/2009 09:44

I always find Chrys Ashworth at Turk Sigorta Ltd situated near Atakara in Alsanjak to be very helpful and friendly

rigsby


Joined: 21/09/2007
Posts: 912

Message Posted:
18/11/2009 12:03

Steve gave us first class service when we were there.Unlike the AXA people.Seven months after making a claim,They told us to sue the driver who caused the damage.

ricky


Joined: 26/01/2009
Posts: 294

Message Posted:
18/11/2009 12:23

Does anyone has experiences with Seker Sigorta?

davedee



Joined: 01/12/2008
Posts: 479

Message Posted:
18/11/2009 12:38

steve dickinson

jax47


Joined: 03/10/2008
Posts: 102

Message Posted:
18/11/2009 13:28

I agree with breezyboy....we had been communicating by e-mail with Steve Dickinson a number of times and arranged an appointment for when we were last out in TRNC but he never bothered turning up... we havent heard from him since.



We took out our insurance with Creditwest and are very happy with the service we get from them.

mamachina


Joined: 22/11/2008
Posts: 730

Message Posted:
18/11/2009 13:46

Werent happy with SD's "speil" and when colleague asked for copy of a normal contract (he's in the business in UK) and it never materialised. Eventually we went to Turk Bank,as we bank there, and was ok and quick.

spangles


Joined: 22/10/2008
Posts: 411

Message Posted:
18/11/2009 16:39

Steve Dickinson didn't keep his appointment with us either. Nor did he telephone to apologise or explain why.



Seems like a bad habit he's got.

MrsSnakes



Joined: 19/12/2008
Posts: 1100

Message Posted:
18/11/2009 17:45

SD never answered my emails when looking for insurance quotes either!!

Tootie


Joined: 28/08/2008
Posts: 2037

Message Posted:
18/11/2009 17:58

Go with a Mainland Turkish company from the West bank.

What happens if there is multiple claims in one go? Just who underwrites any of the TRNC Insurance companys here?

If you live on a complex and 20 Villas suffer land slide or earthquake, that most say they cover, Would the company be able to stand so many claims???



Its just a thought.

Tootie

Wiser


Joined: 30/07/2008
Posts: 796

Message Posted:
18/11/2009 17:59

I use Chrys Ashworth and found her very good and reliable.

Hector


Joined: 26/08/2008
Posts: 2352

Message Posted:
18/11/2009 18:10

Has anyone actually made a claim?

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
18/11/2009 18:38

mess 16 - Most insurers in the TRNC have re-insurance via an international reinsurer that's unlikely to go bust in the event of large amounts of claims...

Tootie


Joined: 28/08/2008
Posts: 2037

Message Posted:
18/11/2009 19:03

Msg 19. I understand that.... Ok take the risk. "International" dont really come into it here "TRNC" does it?

The only underwriter that will pay out on a large multiple is a Mainland Turkish bank.

Not a TRNC "re-insurance via an international reinsurer" as you put it

spangles


Joined: 22/10/2008
Posts: 411

Message Posted:
19/11/2009 09:50

Hector message 18 - yes. After we were stood up by S D we took out insurance with Gunes Can (now Can Sigorta) who paid us out in full - over £1000 - for damage sustained when lightening struck our house.

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
19/11/2009 10:32

mess 20 - Tootie, not sure if you really undrstand the principals of re-insurance....



Creditwest Insurance, for example has re-insurance with the Aeon Corporation, a $7.5 billion global corporation.......



Enough to pay out if your villa starts subsiding ?

TurkBankRep


Joined: 22/01/2009
Posts: 219

Message Posted:
19/11/2009 11:36

we at the bank cover house and car insurance the same as chrys offers

thırd party only car cover 230tl cash



please call in for a quote that you can consider and read the options you are covered for some times if cheaper not always everything is covered



linda Roy

0392 822 4032

l.roy@turkishbank.net

rigsby


Joined: 21/09/2007
Posts: 912

Message Posted:
19/11/2009 11:55

Hector,Yes with Steve as our agent,Sorted very quickly and fair.