enjoy your pension while it lasts ?

rowlo



Joined: 12/10/2008
Posts: 4796

Message Posted:
12/05/2010 22:52

tories will take it all away , they will prop up euro while our own economy dies .

Brinsley


Joined: 04/04/2009
Posts: 6858

Message Posted:
12/05/2010 23:09

Where on earth did you get that one from? Darling's last act was to to confirm that Stg would not support the Euro! Another Rowlo fairytale! Here's a better one for you!



http://www.youtube.com/watch?v=fLb213lak5s



Richard

rowlo



Joined: 12/10/2008
Posts: 4796

Message Posted:
12/05/2010 23:18

they will promise you the world ,if it wins them votes ?

scootex



Joined: 03/03/2009
Posts: 908

Message Posted:
12/05/2010 23:35

no they won't Blair & Brown have already spent it all I doubt there is anything left in the kitty

donga


Joined: 01/04/2009
Posts: 272

Message Posted:
13/05/2010 00:12

thank god labour have gone.................................



the only people who seem to support them are all the free loaders of the last 12 years........... benefit scroungers (met a few in the trnc) , dole whallers, immigrants & all those buy to letters who expect to buy a house or two at the expense of someone else, watch it triple in price while some poor first time buyer locks themselves into a lifetime of massive debt to pay for the landlord to live the life of riley. Those days are now gone & thank god for that. Let's hope we see investment into a real wealth generation which is real business that provide jobs.



Those not afraid to to an honest days work will have nothing to fear under the tories. I'm looking forward to them slashing benefits to all the scrounging B'stards that think the world owes them a living.



Labour have yet again bankrupt the country & it's now payback time.



I'm looking forward to see some of the lazy gits I know squeal...............

Blackbird



Joined: 11/08/2009
Posts: 1432

Message Posted:
13/05/2010 00:41

Largely I agree with you donga - however, there will be some that rely on benefits to survive.

There are no jobs here - I know, unfortunately 18 months ago I became unemployed. I'm in my early 60's extremely experienced I applied for over 500 jobs before I got lucky, although I earn a fraction of what I was used to.

Anything is better than Brown and Co....

Lilli



Joined: 21/07/2008
Posts: 13081

Message Posted:
13/05/2010 00:45

i do not know or understand all the politics or do i understand what a collition will give us, i can only hope as we all do that fresh breath will bring change, we have to give them a chance and not moan, they have a difficult task ahead. lets wait and see xxxxxxx

wanderer


Joined: 05/02/2009
Posts: 1653

Message Posted:
13/05/2010 01:40

Sorry we are in for underwriting 16bn of eu funds 8 bn was already on offer prior to sundays meeting

note its eu not euro but its the eu supporting the euro doh!

Blackbird



Joined: 11/08/2009
Posts: 1432

Message Posted:
13/05/2010 02:34

wandered..is your post in some kind of code?

cyprusishome


Joined: 31/03/2007
Posts: 2381

Message Posted:
13/05/2010 06:55

It would not have mattered who won the election. Brown has made such a pigs mess of things that he is probably glad he is moving on and will not get the blame for the austerity methods that will need to be used to sort it out.



As for taking pensions away, sorry that is just a comment to get your attention.

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
13/05/2010 08:43

if they are raising the tax allowance to £10k, we'll be keeping more of our pensions!

No1Doyen


Joined: 04/07/2008
Posts: 16617

Message Posted:
13/05/2010 08:45

They should stop benefits for the scroungers and make them go to work.

Harold2555



Joined: 19/04/2008
Posts: 1139

Message Posted:
13/05/2010 09:09

No.1 The problem is and always has been identifying the scroungers.



If in the justified indignancy that people feel over freeloaders the benefits are removed then many genuine cases of hardship will go unsupported. Make the benefits accesible and there will be people who abuse the system. If we create a massive government mechanism to police the system it is exactly the sort of Big Government with the attendant privacy and cost issues that most would reject.



It's just one of several balancing acts to be performed!





Harold

GreenArmy


Joined: 26/10/2009
Posts: 31

Message Posted:
13/05/2010 09:45

Don't believe all that the Tory controlled press tells you. There has been a worldwide recession and Gordon Brown is a highly respected leader internationally and has been widely credited with leading the world in these difficult times.

The masses always need to blame someone and the reality will be that the privileged few will benefit from a Tory led government..................... as always.

hattikins


Joined: 17/02/2008
Posts: 2793

Message Posted:
13/05/2010 09:55

If they take my pension that will be fine, just so long as I get the one that Fred the shred and all the other thieving bankers got. GB is not the most charismatic leader we have ever had but I believe he did his best in circumstances brought on by greed of others.

allycatthree


Joined: 22/04/2008
Posts: 86

Message Posted:
13/05/2010 10:27

From what I have read, Brown is the only person to credit Brown? who destroyed the UK pensions industry for no gain, who sold of all the gold etc etc

saucyboy69


Joined: 09/02/2008
Posts: 111

Message Posted:
13/05/2010 10:39

At least you know youre getting screwed by the tories unlike Labour with all the little hidden taxes and increases, the 1% rise in National insurance would have been just another one of many !!!!!!!!!!!

cyprusgiant


Joined: 08/07/2009
Posts: 467

Message Posted:
13/05/2010 10:41

I only believe in historical facts, since the 2nd world war, the 'working peoples party', Labour have govern the country on 4 seperate occasions (Atlee, Wilson, Wilson again & Callaghan and Blair/Brown). On every occasion they have smashed Private Industry, not encouraged growth and left the country either close to bankrupt and at best in dire straights. The comment that Gordon Brown is world respected as a financial expert is akin to saying that Johnathan King is great with kids! If you are serious about Gordon look closely at his track record which includes a couple of superb financial decisions such as Destroying the Private Pension scheme, hitting Private companies & their employees (never mind the individuals who were saving for retirement) with his Dick Turpin lookalike robbery, and best of all selling off our gold reserve at rock bottom price, ridding us of one of our main assets. Tories have always got the country back on their feet after taking over, what makes this one differ

ang1706


Joined: 28/01/2009
Posts: 570

Message Posted:
13/05/2010 11:07

Rowlo,Greenarmy- LABOUR are not wanted by the Country apart from maybe Scotland!

So get a life and give the new Government a chance before you open your mouth and make your belly rumble, yes things are going to be difficult and hard but whose fault is that - Not THIS Government SO I WONDER WHO!

As been told the tax thresholds are being increased so whats that about losing pensions!!!



GROW UP AND ACCEPT THAT LABOUR RUINED THE COUNTRY!!!!!!!!!!!!!!!!!!!!!!!!!!!



And I am not a TORY

hattikins


Joined: 17/02/2008
Posts: 2793

Message Posted:
13/05/2010 11:33

If any of the parties were so great and people believed they could sort out the country surely we wouldn't have a hung parliament,it doesn't say much for any of them does it ?

I think it's just a case of suck it and see.

smithy


Joined: 17/07/2008
Posts: 5301

Message Posted:
13/05/2010 11:42

I agree with Donga

get rid of the scroungers, You get what you work for thats my motto !!

I am so happy the Conservatives are back in, lets give them the chance to TRY and put right the wrongs of Gordon Brown and all the other Labour people HIP HIP HOORAY

Sheila

kavenkoy


Joined: 10/04/2008
Posts: 1787

Message Posted:
13/05/2010 11:59

for my 2 pennys worth lol.



its not about which party for me ,its about what morals they have and what they want to do for hardworkers .



spending has to be cut whoever took over ,that includes the big bedt society we live in now .

saving has to be rewarded ,pensions have to be rewarded and scroungers have to be booted off the system....easy you got 2 arms and legs ?you got 60days to find work and your benefit stops .



immigration is massive issue ,when freeloaders come from 3rd worls and are ahead of the que with a poor pensioner in it ...so stop and send some back ....not racially motivated so dont have a go ,but these "holding tanks " for upto 3 years ,a joke .



then law and order ,wow what have we become when kids and mob culture ,drunken yobs take over estates and town centres without any worry of the law.



kav for prime minister next time

No1Doyen


Joined: 04/07/2008
Posts: 16617

Message Posted:
13/05/2010 12:14

There are those that obviously are unable to work either through disability or illness but there are literally hundreds of thousands who just scrounge. I bet everyone on this forum knows at least one person who is on benefits and is able to work.

You can't blame the person for 'cheating' the system because the system is so open to abuse it's the fault of the government themselves.

wattys


Joined: 07/10/2008
Posts: 278

Message Posted:
13/05/2010 12:28

Message 18

Perfectly true



NO MORE TO ADD

girne 29


Joined: 06/12/2007
Posts: 1488

Message Posted:
13/05/2010 13:16

donga message 5

So labour voters (30% of electorate) -scroungers, own couple of buy to let homes, like immigration,lazy.



"Those not afraid to to an honest days work will have nothing to fear under the tories."



Ask anyone from the north east or scotland who lived thro 70's and 80's.Was laid off twice in that time, and dont you dare call me and millions like me , scroungers,unwilling to work.



"all those buy to letters who expect to buy a house or two at the expense of someone else".Most labour voters I know had a hard enough time buying and keeping one home!



Immigration is not supported by the working labour voter as he is the one suffering because of it.

Your City spivs dont get replaced by Poles.



As for honest days work. I will willingly compare how honest the work that a average working labour voter does, with that of the bankers and the spivs .Not a word from you about them.Oops sorry ,nothing to do with these crooks ,it was all Browns fault and greedy lazy voters.

Geoff1131MK11


Joined: 04/04/2009
Posts: 396

Message Posted:
13/05/2010 13:37

girne 29, i like most people from the uk, are sick and tired of politics. The Labour party has been in power for 13 years, so who is to blame for the state the country is in if not them????? This new coalition will blame the Labour party for the next 3 years for all the counties ills, and then we will gear up for another General Election and elect another Government who will do the same for the next 3-5 years.

Communism is the only fair political system if you could get it to work, where all people are equal. The problem is that even with that system, some people want to be ' more equal ' than the majority.

I'm off for a cold beer now, be happy!!!!!

girne 29


Joined: 06/12/2007
Posts: 1488

Message Posted:
13/05/2010 13:59

geoff

We are all sick of the old politics and am hoping this coalition and even labour can come to a concensus to solve our problems.



I didnt vote labour this time so have no beef that way .However what chance of some sort of national unity when 30% of the stupid voters who voted for labour are told by a Tory that they " are all the free loaders of the last 12 years........... benefit scroungers (met a few in the trnc) , dole whallers, immigrants & all those buy to letters who expect to buy a house or two at the expense of someone else, "



Again this snob thing that only Labour voters become unemployed and therefore scroungers,really bugs me .Its as bad as me saying only Tories are taxdodging ,expense cheating ,greedy bankers and MP's.



Building bridges? makes you want to weep!

rocking


Joined: 05/11/2008
Posts: 421

Message Posted:
13/05/2010 17:58

Great posting message 18. There will always be people who need looking after but hundreds of thousands are claiming when they should not - let us hope that a stop somehow is put to this. Prescott took on 660,000 thousand extra civil servants during the time labour was in power, all on great salaries and pensions, whilst hundreds of thousands of those in the private sector who had saved had expecting to reap the benefit in their old age has lost the bloody lot -poor sods. Note today there has be a 5% cut in government salaries that's a good start. I think this new coalition should have a fair trial. Last comments thank god Mandleson and the dreadful Campbell are out the way. Never forget the coverage the BBC gave for Campbell's book - ridiculous.

deputydawg


Joined: 30/03/2010
Posts: 1727

Message Posted:
13/05/2010 19:20

Not sure how Communism can be made to work? To me that is the EU system. A gang of countries who have all been living beyond their means, do not have a pot to piss in, but insist on sharing it with you. That is after their officials (breeding like rats) have taken what they think they are entitled to. My only certainty is that my private pension fund predictions eroded by 80% when monies trousered by Brown and Blair. Calculate that to get back what I paid in, less any profits, will have to live for 147 years. My worry now is that my state pension will continue seamlessly as by all accounts Brown also had his fingers in that ring fenced fund. Normally I am a happy little chappie but miffed that I did not get a gold watch engraved "don't let the buggers get you down" Oops, forgot, will not be getting one, will I, as Brown plundered and squandered all the gold !!!

swannee7


Joined: 21/08/2009
Posts: 394

Message Posted:
13/05/2010 19:46

Since we woke up yesterday here in the UK to the knowledge we had a coalition govt. for the first time in a generation, and as soon as the so-called 'honeymoon pictures' of the 2 leaders had been taken and their policy details handed to the press hordes, the novelty went out of the reporting. Today, only some 48 hours after this historic agreement, the Press have been publishing negative comments/reports in their frustration at having no more election coverage to fill their papers. Its amazing and eye-opening to fully appreciate the way the British Press control their readers (a lot of them anyway). For God's sake give this new govt. a chance! They're barely off the starting blocks...... The state of the UK economy & its massive deficit is their no.1 priority and they've warned us many times (independantly & together) how painful the effects of those cuts will be as they try to reduce the deficit. They're not out to get any particular section of society (cont'd)

swannee7


Joined: 21/08/2009
Posts: 394

Message Posted:
13/05/2010 19:51

but pain there will be. At least they're going to try and tackle these inherent problems left to them.....

Give them at least 6 months, before sticking the boot in just because they're Tories or Lib-Dems. We're in the 21st century now and this new govt. is giving us the opportunity of a new style of politics. In a democracy you HAVE to have politics & politicians. Again I say - give them a chance. Its not even a week yet!



Msge. 18. Brilliant post.

measey


Joined: 07/02/2009
Posts: 1037

Message Posted:
13/05/2010 20:03

Lilli. you are an absolute Star.xxxxxx



Measey.

HildySmith


Joined: 02/07/2009
Posts: 1708

Message Posted:
13/05/2010 23:35

Gordon Brown/Tony Blair/Labour - put taxes on private pensions.

donga


Joined: 01/04/2009
Posts: 272

Message Posted:
14/05/2010 01:15

girne 29....................



I'm no Tory & I don't belong to the city spivs either.



You just can't accept the fact that Labour has spent more money than the country produces which is why the country is in such a mess & has bankrupt the country yet again. You may have not voted Labour this time round but it is obvious that you have in the past & would still like to.



Labour has managed to double the national debt in just 12 short years producing 1000's of non jobs along the way. We have had the biggest boom in history after Gordon promised no more boom & bust & the boom was off the back of ridiculously high house prices (I don't suppose you care about that as you would have bought your house when they were affordable). How many people are in the TRNC today due to being able to sell their house for a massive wedge or even re-mortgage in the UK to buy a holiday home. Time to repay the debt ...................

HildySmith


Joined: 02/07/2009
Posts: 1708

Message Posted:
14/05/2010 16:52

We have no manufacturing base now so that the chances of earning our way out of recession is virtually nil. -- What happened to all the tailoring factories, Jacksons the Tailors, Hepworths the Tailors, John Collier etc etc

- What happened to all the electronic compnaies Siemans, Plessy Telecommunications etc etc etc

A lot of them closed down because of the Unions demanding money which was not being earned - the companies went abroad and set up their factories there with cheaper labour.

- What happened to all the shipyards there was 370000 working on the River Wear (Sunderland) when it was Nationalised by labour - just a few short years later only 2000 working there when Labour closed them all down.

Tiggy


Joined: 25/07/2007
Posts: 1994

Message Posted:
14/05/2010 17:21

If the Tories were so good when in power how comes they kept getting booted out.

If Labour were so bad how comes the Tories never swept to power with a massive majority!!



Election promise. "I will scrap inheritance tax up to £1 million” NOW SCRAPPED....not the tax but the promise!!!



"I have no plans to raise VAT for the foreseeable future" NOW GOING TO BE 20% !!



Capital Gains Tax up from 18% to 40%!!



Labours 1% National Insurance tax was to be paid for by the workers....now EVERYBODY will be paying 3% VAT on everything they purchase....will food and baby's clothes be included?



What will happen to the Winter allowance money?



Pension age to rise..... will the pension be index linked ?



We will see soon see if Lord Snooty and his Eaton cronies deliver all that the blue rinse brigade are bleating on about here on the 44 forum.

HildySmith


Joined: 02/07/2009
Posts: 1708

Message Posted:
14/05/2010 17:49

The recession happened - didn't you notice. Just like you when things happen to you in the home and you have now money in the bank, you have to re-budge and change your priorities. You may have promised your kids a new bike - but when Santa comes it is not there because the money is not there - THAT IS IF YOU HAVE ANY SENSE.

As a natural blond I have never had a blue rinse in my life ( I did once try Stawberry Blond - but red does not suit me)

Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
14/05/2010 18:41

At least all the scroungers on benefits will have to pay the vat increase too when they shop and not just the workers and pensioners paying a tax increase, makes that fair to me.

No1Doyen


Joined: 04/07/2008
Posts: 16617

Message Posted:
14/05/2010 18:43

It's like the car tax. They should put petrol prices up and do away with car tax, that way everyone pays.

donga


Joined: 01/04/2009
Posts: 272

Message Posted:
14/05/2010 18:44

If Labour were so good why weren't they re-elected ?





Labour is like the person who has kept re-mortgaging their house to pay off credit cards, loans, update the car & book a new holiday over the last 12 years ( booming economy ) whilst expecting their house/piggy bank to keep doubling in price every 5 years to pay for it all. Now it's time to pay the debt back & most cant cos the debt is to large to manage & the piggy bank is empty. Their are millions like this who have peed it up the wall & can't wait to point the finger at someone else cos it certainly wont be their fault will it.



Why do you think they had to slash interest rates ?



The cuts coming our way should have been done 5 years ago but Labour don't like to pay back debts they just like to increase them living under the impression that debt is wealth.





Any measures take now are purely a result of total mismanagement from the champagne Charlies but sadly there are many on here just to blind to see it.

HildySmith


Joined: 02/07/2009
Posts: 1708

Message Posted:
14/05/2010 18:50

No1Doven - don't agree

they should put the price of petrol down and

Increase the tax on high powered, suped up motors with high cc's. and 4x4's.

that way the people who can afford to pay the tax pay for it.

Also they should reduce the rate of tax and petrol to commercial vehicles as this can reduce the costs of getting food and other products to the shops and aid industry.

kavenkoy


Joined: 10/04/2008
Posts: 1787

Message Posted:
14/05/2010 18:53

donga



its not all about champagne charlies ,some people have used the equity from their homes to fund other projects .

But why shouldnt they ?



you go in any shopping centre this weekend in uk and people are just spending and putting it on cards ....easy when you can write all your debts off with very quick bankrupcy .

Easy for companys to go bump and leave creditors wishing for money back etc .



get vat up on all luxury items ,inc clothes and then get saving rates back to encourage savings is a way forward .



be suprised how we make things last when they are more expensive to buy etc etc

all party politicians are the same ,they are all out for themselves first.



kav

No1Doyen


Joined: 04/07/2008
Posts: 16617

Message Posted:
14/05/2010 18:54

Tax is already higher for 4x4's and vehicles with high cc's (emissions).



Think of the hundreds of thousands of people driving their cars with no tax and insurance. If you do away with road tax and put the price on petrol/diesel the government will no longer be losing money from all the non-payers of road tax.



I do agree with reducing the road tax for commercial vehicles though.

donga


Joined: 01/04/2009
Posts: 272

Message Posted:
14/05/2010 18:55

http://www.dailymail.co.uk/news/article-1278177/First-time-buyers-hit-fresh-lending-drought-banks-clamp-mortgages.html



another questionable concept allowed to flourish under labour - cheap easy money



"Why not get a 125% mortgage & pay it back interest only ?? ......................... easy init ??

HildySmith


Joined: 02/07/2009
Posts: 1708

Message Posted:
14/05/2010 19:11

They should bring back National Insurance Contributions as they used to be before they were abolished by Labour.

When I left school I had to pay NIC (Stamps) for a year before I could claim: unemployment benefit, sickness benefit; maternity allowance.

When I had no money to feed myself my husband and child, I had to go for an interview at the 'National Assistance office and explain why I had no money and prove I had no money before they gave me enough money to feed us for one day - I never went back.

My husband and I lived in with parents (in a council house) in one room and I applied for a Council house and was told that I had plenty of room the my families house and if I did not I should go and live with my Mother as she had more rooms. Now they get pregnant just to get a house and benefit and leave the family home.

hattikins


Joined: 17/02/2008
Posts: 2793

Message Posted:
14/05/2010 19:32

Why don't we open up the workhouses again and also have families that have fallen on hard times going on the *parish*, or better still send the children back up the chimneys.

For goodness sake, sometimes through no fault of their own people need assistance, they are not all scroungers, do we really want to go back to the olden days when the poor were treated as criminals.

sunnyday


Joined: 14/03/2008
Posts: 269

Message Posted:
14/05/2010 19:35

Its Gordon Brown that ruined all private pensions when he was Chancellor!!!

malsancak


Joined: 23/08/2009
Posts: 2874

Message Posted:
14/05/2010 21:14

plus the fact that people are living longer and the return on annuities plummeted.

HildySmith


Joined: 02/07/2009
Posts: 1708

Message Posted:
14/05/2010 21:47

hattikins - get real!!!!!

I am talking about policies and practices within my lifetime - not from history books.

As part of my job I have worked with youngsters and taken them to social workers and council offices to get homes because they got pregnant at 16 - it is all to easy now. just tell them you are pregnant and you get a house an money. Tell them you cannot get a job when the truth is that they do not want one.

If any of my children had 'fallen on hard times' were 'going on the *parish*' , were in a position that they needed to ' send the children back up the chimneys' then I would do, and have done, my best to ensure that it did not happen. My Mam was married to a violent alchoholic and had 13 children and never claimed a penny in benefits she did what she called 'Make do and Mend' and it that meant putting cardboard in your shows and patching your clothers then so be it.

Jeannie


Joined: 04/08/2009
Posts: 3283

Message Posted:
14/05/2010 21:57

Hildy

I see that you and I are of a similar age. My father was one of 13 children and always told me that he had bad feet as an adult because he never possessed a pair of shoes that fitted him properly. My grandparents were hard working, honest people. My father's youngest brother passed the equivalent of the 11+ but my grandparents couldn't contemplate him attending a grammar school - his money was needed in the house and in any case they could never in a million years have afforded the uniform, etc. required. There were no state handouts to assist families like theirs in the 1920's - far from it. I am no fan of the 'benefits culture', far from it, but would you really like to see things go back to the way they were? Unlike Hattikins, I am not going back to Dickensian times but surely it cannot be too difficult to 'strike a happy medium'?



Regards.



Jean

ang1706


Joined: 28/01/2009
Posts: 570

Message Posted:
14/05/2010 22:58

There are some very interesting comments being mafde about the past and how it affected them.



I was at a Boarding School in Scotland and in 1975 Labour Nationalised the Shipbuilding Industry, and what did it do... closed the yards on the River Tay in Dundee, my father lost his job, they had 3 MONTHS notice and baaam - closed!

I had to leave school at 15 and went to a local Comprehensive COED and I joined the Army at 16, so when I hear Labourites talking about Maggie Thatcher days it makes mm blood boil as they kinda forget the previous administration -known as the winter of DISCONTENT.

Give this government a chance and by the way our pensions will increase due to the increase in Tax Thresholds next April!!!!!!!!!!!!!!!!!!!!!!!!

donga


Joined: 01/04/2009
Posts: 272

Message Posted:
15/05/2010 02:07

A benefit scrounger is someone who scrounges from the state as a choice & some one who is genuinely on benefits is welcome AND entitled to it so why can't some people understand what is meant by the term "benefit scrounger".



Being on benefits does not automatically make you a scrounger but unfortunately, under Labour there are far more scroungers than their should be.



Why is the country full of Polish doing jobs the English could do ?? Don't tell me it's those nasty Tories..............



As for workhouses I would love to see a few people I know in those & just maybe they would realise what an easy life they have. There's this one person I know who gets £100+ a week (Disability benefit - what a joke) to sit on her lazy fat arse ( & I mean fat) & gets pissed up every weekend living it up at the taxpayers expense whilst spending week after week at the hospital trying to find out what is wrong with them.



This isn't a one off either & facebook is full of people like this.

kavenkoy


Joined: 10/04/2008
Posts: 1787

Message Posted:
15/05/2010 09:12

donga

your not jealous are you m8 ,lol



dnt let it get to you .......soon under new tough "hom office powers" on law and order you will be able to whack a cheat and get away with it lol



kav

Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
15/05/2010 10:02

donga. I could add a lot more to that one you have quoted, 45year old man passes my house on his bike going fishing, if he's not fishing he is at the pub door with his fag,never had a job for the 20 years I have known him, lives in a council house with his partner who was done for claiming benefits but they are still there enjoying life to the full. I could write a book. I am not jealous I couldn't live with my concious.

Ballyboffin


Joined: 25/08/2007
Posts: 903

Message Posted:
15/05/2010 11:50

To add my tuppence worth to this topic, We used to own a convenience store in a working class area and believe me some of the scroungers who were our customers had the system all worked out.



The young single mothers who had their own houses/flats paid for by the DHSS and were either claiming unemployment or sickness benefit, would shop meal by meal, eg. be in the shop still in their pajamas at breakfast time to buy the cereal, lunchtime, potnoodles, teatime, bread to go with the chips they would get at the chippy and each time they were in, they would be topping up their phones, buying scratchcards and fags. Not to mention the bottle of wine most days.



I am not for a minute saying that all single mothers are like that, before somebody shoots me. I am just saying what I saw and I always resented the fact that I was working my ass off and paying tax to fund their lifestyle.

girne 29


Joined: 06/12/2007
Posts: 1488

Message Posted:
15/05/2010 12:49

Wonder how many of those going on about the unemployed ,single mothers etc ,on this site,pay taxes to Inland Revenue on earned income from villa rentals and YTL bank accounts.



Careful what you wish for.When the new government says it will go after cheats ,according to Vince Cable ,it will be ALL cheats.

Some of you might even have to share a cell with a single mum.

the butler


Joined: 22/06/2007
Posts: 1958

Message Posted:
15/05/2010 18:29

Hi Donga,



I can tell you why the country is full of Polish workers, it is because employers prefer to employ them rather than the British. Why? Because they work harder, turn up on time are more reliable and 99% of the time do a better job for less money. Until the young Brits realise that the world doesn't owe them a living and they change their attitude to work and realise that to get anywhere in life, you have to work hard this won't change. We have worked hard all our lives and always been honest and yes girne29 we do declare our rental income to the inland revenue together with our TRNC bank interest. Other people may think we are mad for doing this but our conscious is clear and we can sleep easy in our beds.



The butlers wife

hattikins


Joined: 17/02/2008
Posts: 2793

Message Posted:
15/05/2010 18:45

I expect polish workers can afford to work for less, they don't have to pay out the costs of the average English worker, the majority of people I know just want to earn enough to pay their way, why should they be devalued.I had a staff team of 24, at the end of the month many of them didn't have the cash to put petrol in their car to get to work because the wages were so low, not because they thought the world owed them a living but because it was cheaper for employers to hire agency workers who didn't qualify for holiday pay/ sick pay and who they didn't have to pay NI for. Greed by the powers that be have caused many of the problems in the UK, not your average working man.

HildySmith


Joined: 02/07/2009
Posts: 1708

Message Posted:
15/05/2010 20:11

Hattikins

Greed by the powers that be

As my Mam said - SOME are more EQUAL than others!!!

the butler


Joined: 22/06/2007
Posts: 1958

Message Posted:
16/05/2010 14:35

Hi Hatikins,



We are not talking about the average working man, we are talking about the millions of Brits who don't work and who don't want to work because living a life on benefits is to easy. I have a relative who has never worked in her life, she has 3 children by 3 different fathers and has not formed a lasting relationship with any of them. She has a council house, paid for by the state, lives on benefits and has no intention of finding work. When the youngest child gets to 7, she will probably get pregnant again just to avoid finding a job. I should point out that her parents are both hard working and despair of this situation and wonder where they have gone wrong. It seems to be a cancer that is spreading among young girls, why I don't know? How can having a house of your own at 16 and a baby to care for, be better than having two loving parents and finishing your education and finding a decent job at the end of it?



The butlers wife

Tiggy


Joined: 25/07/2007
Posts: 1994

Message Posted:
16/05/2010 14:46

Sorry 29 you are totally wrong.



Employed because they undercut others. They are living in rented accomodation that is overloaded. Trading standard are inundated with complaints of bad/dangerous workmanship. and I deal with them in my day to day work.



Has Poland got that amount of qualified tradesmen/women that they can afford to let leave their country. who is doing there work whist they are away.



They ship all their money out of the country and put a burden on schools and hospitals etc. they are locusts. How do I know.......................the block of 15 flats I live in (private rent) now has 13 of them full to the brim with Polish migrants. these are two bedroom which now hold between 6 - 10 persons and when the weekend comes the music and noise goes on all hours and drunkenes and cigarette smoke is everywhere.



We are about to move out. The whole place has been taken over and they do not give a toss about others ways of life.



Stranger in my own Town.

Tiggy


Joined: 25/07/2007
Posts: 1994

Message Posted:
16/05/2010 14:48

Sorry 29...I was replying to Teh Butlers wife.

harita


Joined: 14/08/2008
Posts: 1343

Message Posted:
16/05/2010 14:54

The butlers wife .. "we do declare our rental income to the inland revenue together with our TRNC bank interest."



Why would you need to declare bank interest .. Is TRNC tax not taken at source .. Or do you fancy being taxed twice .. LOL

ang1706


Joined: 28/01/2009
Posts: 570

Message Posted:
16/05/2010 19:19

Totally agree with statement 63, you are TAXED by the TRNC at 8% of your interest so why is UK interested?



I am not a racist but what Tiggy has described is what the Asians have been doing for years- moving WHOLE FAMILIES into unsuited accommodation and ruining the area hence the locals move out due to the rubbish and unkempt look of area.

rowlo



Joined: 12/10/2008
Posts: 4796

Message Posted:
16/05/2010 20:00

totally agree with tiggys msg 61 , ive paid my taxes etc ,ive worked since i was 15 , built up a business , and ive just had to lay of 6 joiners because im being under cut by polish immigrants , now im not racist or bigoted but i do think we should be looking after our own house before we let this cheap labour flood the uk and sink the economy even further , they dont contribute in anyway to our economy , as tiggy said most of what they earn is sent back to poland , average wage for a joiner in poland is 2gbp per hour ?

the butler


Joined: 22/06/2007
Posts: 1958

Message Posted:
16/05/2010 20:56

Harita,



The rules say that all income including interest on bank accounts has to be declared, including income and interest earned abroad. Yes it does mean that you are taxed twice but those are the rules I am afraid.





The butlers wife

harita


Joined: 14/08/2008
Posts: 1343

Message Posted:
16/05/2010 21:06

I'll believe you .. Thousands wouldn't .. Pay tax twice don't make me laugh

harita


Joined: 14/08/2008
Posts: 1343

Message Posted:
16/05/2010 21:28

The butlers wife

If people who rent out properties here don't declare to pay the 10% (or %10) tax to TRNC they are not going to declare it in the UK .. As far as the UK is concerned this country doesn't exist ..

Oh as my dad used to say .. "Rules are made to be broken"

rowlo



Joined: 12/10/2008
Posts: 4796

Message Posted:
16/05/2010 22:35

msg68 , harita , spot on , this country does not exist ,why would or should you pay uk taxes on it , if the greeks say its their land will uk defend us , ask the orams ?

ang1706


Joined: 28/01/2009
Posts: 570

Message Posted:
16/05/2010 22:37

Rowlo - SPOT ON!!!

swannee7


Joined: 21/08/2009
Posts: 394

Message Posted:
17/05/2010 00:14

Rowlo, (65) Labour's immigration policies (or lack of them I should say) opened the doors to Poles and other migrant workers. On the whole the Poles settled in and paid their dues like the rest of us, but in the last year or two some 'wrong 'uns' jumped on the bandwagon & have given their countrymen a bad name. Don't rant against the Poles, just be thankful that at long last we might have a government prepared to slow down the immigration flood.

Your MSGE.1 (start of this thread). Latest news we've read over the w/end is that the Euro as a currency is in serious threat of collapse. Don't think the new UK coalition govt. influenced any of this though !

Brinsley


Joined: 04/04/2009
Posts: 6858

Message Posted:
17/05/2010 00:21

What did the Poles do for GB during World War II? No answer needed as it was rhetorical!



Richard

girne 29


Joined: 06/12/2007
Posts: 1488

Message Posted:
17/05/2010 02:19

Buitler



message 66,

You are not paying tax twice,you pay tax to the trnc and then pay tax on whats left over.So that is a reason for tax evasion.



Rowlo



You pay income tax on any earned income,it does not matter where you earn it.If you are domeciled in the UK you are classed as a UK citizen an must pay the same as any other citizen.



Its no ones affair except the enforcement agencies,and I admit to tax avoidance, however my main point is that if you are going to cheat the system then its a bit rich to condemn others for doing the same.The penalties for tax evasion are financially more severe than for benifit cheats.I suppose the logic is the more well off you are the less of an excuse you have.After all, how to hide earnings from a Villa in the Med or currency movements are not common problems amongst the uemployed ,disabled, or single mums.



On another note, if people dont pay taxes ,should they really be commenting on how others voted in election.

the butler


Joined: 22/06/2007
Posts: 1958

Message Posted:
17/05/2010 11:26

girne29,



Thank you for explaining the situation to the disbelievers, it is good to know there is someone out there who understands the situation about the tax implications of owning and renting property in the TRNC.





The butlers wife

girne 29


Joined: 06/12/2007
Posts: 1488

Message Posted:
17/05/2010 12:30

the butler



The implications of owning property in the TRNC or anywhere is of no interest to the Inland Revenue.Neither are implications of renting. All that is of interest to them is that one pays tax on all income.It doesnt need an explanation from me .People know exactly what tax evasion is .



I go for tax avoidance not tax evasion..Not from any moral superiority, but because many moons ago I was caught out by the VAT man.Never again! Ask anyone investigated for VAT.They take no prisoners.



I have no right to preach,but I can object to the hypocrisy of one group of people cheating the exchequer ,complaining about another group doing the same.



By the way. I fail to see why anyone renting a villa has to evade tax.One should be able to tax avoid ,and pay next to no tax on a legitimate tax declaration rather than make a false tax declaration.

the butler


Joined: 22/06/2007
Posts: 1958

Message Posted:
17/05/2010 15:35

Hi girne29,



When you rent out a property in the TRNC you have to pay 10% tax on the rental income. There are no deductions for wear and tear and on any maintenance you have carried out, like in the UK. One might say, do not declare it, but the problem lies when your tenants apply for their temporary residence papers. One of the things they need to have when applying, is either a sales contract or a signed rental contract that has been stamped by the tax office. So there is no way out of not paying this tax, holiday lets you could possibly get away with it by saying the renters are friends or relatives and are not paying any money. Last year on our complex, we were visited by the tax officers and each person was asked if they were renting, or the owners of the properies on site. Believe you me, they had lists of who owned what property, this is easily obtained from the local Belediaya. I have also been told that they check the rental web sites, for people who are advertising.

girne 29


Joined: 06/12/2007
Posts: 1488

Message Posted:
17/05/2010 18:10

Hi the Butler.



Sorry for the confusion ,I was meaning the income tax due in the UK.

The tax due in the trnc is not actually income tax,but rental tax,Whereas that due to UK is income tax and where or how it is earned is not the issue with HM revenue,merely that is income .



As you rightly say ,no allowances are made by TRNC authorities,a bit unfair.However the tax liability on the remaining 90% can be offset against expenses.You could claim for airfares if living in UK,twice ,for going over to arrange the rental and at end of rental for checking up and cleaning.Wear and tear,site management fees.I got away with the fares for both my wife and I being tax deductable.,car hire,a lot of stuff for house that really would have bought anyway.

The unfair part of the tax system is that should I sell and make a profit I pay capital gains, but ,as I will make a loss ,I think the tax people should allow me to offset that loss against any gain such as rental.

the butler


Joined: 22/06/2007
Posts: 1958

Message Posted:
17/05/2010 18:26

Hi girne29,



Totally agree with all that you say and we have done exactly the same as yourselves. We have a good accountant in the UK who keeps us right. I also agree about the capital gains, not much chance of making a profit in the present climate.



The butlers wife

rowlo



Joined: 12/10/2008
Posts: 4796

Message Posted:
18/05/2010 00:38

hypothetical question , if uk government want taxes for rental income in trnc , 1 are you declaring ,2 why ,3 did they help the orams ? 4 , they dont even acknowiedge the country , most of our properties in the north would be worth at least 3 times more than those in the south , remember and always remember the greeks started the killing , on a final note ? why did you buy anyway in trnc , kktc for ever .

the butler


Joined: 22/06/2007
Posts: 1958

Message Posted:
18/05/2010 10:09

Hi rowlo,



The government want your taxes from property you rent anywhere in the world not just the TRNC. Why do we pay it? Because we are honest and don't want the tax man knocking on the door. We bought in the TRNC because despite it's many problems, we love the country and it's people. Did the UK help the Orams? As much as they were able within the laws of the UK. You have to remember that it was an EU ruling that lost them their home. I will never forget that it was the Greeks who started the killing, but what that has got to do with this subject, I am at a loss to understand.



The butlers wife

girne 29


Joined: 06/12/2007
Posts: 1488

Message Posted:
18/05/2010 14:40

Rowlo

For fear of repeating myself.The UK do not specify income from the trnc,its income for anywhere .Matter of fact I dont rembember ,in the tax return, a section thats asks where you earned it, so they wouldnt know, and are not interested anyway.

You pay tax on income ,nothing to do with from where, the Orams,Greeks etc.



The average PAYE tax payer has no interest , and probably no knowledge ,in the Orams ,TRNC.etc. and might ask what it has to do with a UK citizen not paying UK taxes. Also while we might think it was right to support the Orams ,plenty in the UK might take the Greek view.

Now that ECHR has ruled against ROC ,would that mean someone with a holiday home there is justified in breaking UK law on moral grounds

Indicating that people with holiday homes and bank accounts in NC break UK law out of some sort of moral support for the country they holiday in, would be more convincing if the money from the tax evasion was given to the KAR or some charity.

ang1706


Joined: 28/01/2009
Posts: 570

Message Posted:
18/05/2010 17:04

all these people who say they pay tax on their rentals to the UK Taxman obviously have properties in the UK or have not declared their tax status. I work on the 'Security Circuit' and lads who have houses and families back in the Uk have been getting hammered by the taxman. The fact they are out of country for over 180 days no longer is taken into account if you still retain property and family live in UK one guy who has worked in Iraq for 4 years has had to pay a 68k bill and thats after an accountant appealed to HMRC and believe me there are others following as now Banks have to declare to HMRC almost all regular incomings above basic tax level.

So the people who are still paying tax (twice) I salute them for their honesty and ensuring they have 'piece of mind'

I by the way rent my house out in TRNC and pay tax as well as tax on my interest account, I also checked with HMRC about my Tax Status and basically as I do not have any fundamental ties with UK all I pay is tax on my HMFP

the butler


Joined: 22/06/2007
Posts: 1958

Message Posted:
18/05/2010 19:58

Hi ang1706,



All the above agrees with what I have been trying to say, unfortunately some people will just not believe you. They think you are lying or stupid for living within the law.Yes we still maintain a property in the UK as well as our home in the TRNC and this will continue, even though we intend to retire full time to the TRNC next year.



The butlers wife

cyprusairsoft



Joined: 22/06/2009
Posts: 2066

Message Posted:
18/05/2010 21:45

rolo this goes way back to when uk joined the common market

tories and labs have contributed to the crap state of affairs that is the uk



why do you think we moved overseas



poor lads in the army cant even have the proper gear to defend themselves yet some toffs

give himself another 300000k pay rise



rest my case leave the sinking ship

there will be tears with macaroon and lib fellow

girne 29


Joined: 06/12/2007
Posts: 1488

Message Posted:
19/05/2010 00:56

ang1706



'all these people who say they pay tax on their rentals to the UK Taxman obviously have properties in the UK or have not declared their tax status.'



Dont understand ,I worked abroad before I owned a property in UK and still had to pay income tax unless I had enough days out the country. You have to pay tax on rentals or any other income ,regardless of where you work or whether you own a property in the UK,

As for a perceived unfairness in the system.If we all acted on it ,no one would pay tax.



'So the people who are still paying tax (twice) I salute them for their honesty and ensuring they have 'piece of mind' '



Dont know about honesty,might be fear ,Having been caught before,I have no wish to repeat the process.



For the last time would somebody please explain how you pay income tax twice!



180 days, out the country for tax free status ,luxury . In my day it was 300days.

fiendishpaul


Joined: 18/05/2008
Posts: 1720

Message Posted:
19/05/2010 08:47

Whilst it would appear that you pay tax 'twice', overall you should still only pay a maximumthe UK rate on your earnings/interest. When you declare your overseas earnings, you also declare how much tax you have paid 'locally'. The taxman then takes this into consideration when working out your tax liability.



E.g. If your UK tax liability is 20% and you pay 8% locally, then when you come to declare your overseas earnings to the taxman, your tax liability on these earnings should only be calculated at 12%.



As someone in an earlier post recommended, a good accountant can most likely bring your tax liability down considerably. Anyone recommend a good accountant in the TRNC ??



Paul

ang1706


Joined: 28/01/2009
Posts: 570

Message Posted:
19/05/2010 09:58

Girne29,



I was surprised when I went and approached the Taxman (BY Email) after the British Guys were being hammered by Tom The Tax!

And its true if you still have status as being in UK then your overseas earnings are liable for tax, my guys had been working in Iraq for a few years and having salaries paid into dare I say it a bank with a branch in Girne- offshore accounts in Jersey and they were hit with the bill.

The Taxman 'cleared' me as I have no Status apart from my forces Pension which I pay tax on.As my earnings were not paid into a UK Bank I have nothing to worry about from them, only if the Lebanese get nosey!

Double Taxation exists where you are taxed on income by host country and UK ,this happens where the host country has no taxation agreements with UK