how to check when buying a second hand car its clean of debt ?

andrew4232



Joined: 04/07/2009
Posts: 1543

Message Posted:
21/06/2010 10:11

am thinking of buying a second car a 'private sale' not through a garage anyone know the process that you have go through to check that there are no outstanding taxes and fines etc on it ie its clean to buy

many thanks

cyprusishome


Joined: 31/03/2007
Posts: 2381

Message Posted:
21/06/2010 10:13

Go to police station and they will check for fines.

basheer



Joined: 22/12/2008
Posts: 949

Message Posted:
21/06/2010 11:47

they are upto 2 yrs behind so they wont have any recent fines on computer so they will give you all clear based on that am I correct?

rigsby


Joined: 21/09/2007
Posts: 912

Message Posted:
21/06/2010 11:54

Make sure that a banks name is not the last one on the log book.They lend money to car owners.My car had been owned by the bank at least 5 times.

stellasstar1



Joined: 02/07/2008
Posts: 1519

Message Posted:
21/06/2010 11:57

Firstly, make sure they have all the correct paperwork. Log book, up to date tax certificate, MOT, emissions test certificate, and of course up to date insurance, ALL in the sellers name. Then check with the police that everything is ok.

dopiweb


Joined: 22/03/2009
Posts: 95

Message Posted:
21/06/2010 12:04

Basheer is right, they wont find any recent fines;



i have asked to police 3 months ago, i have been told the fine is belong to the owner of the car at the time of fine.



About the taxes you can check the documents, road tax is paid yearly,insurance is paid yearly, exhaust emission and mot is valid for three years (if its not a commercial car).



About the condition of the car, take it to a garage before you buy, many of garages will tell you their opinion for free.

andrew4232



Joined: 04/07/2009
Posts: 1543

Message Posted:
21/06/2010 12:15

cheers everyone for your comments i was thinking along those lines but just wanted to be sure i was not missing anything