Private Health Insurance?

nurseawful



Joined: 06/02/2009
Posts: 5934

Message Posted:
27/07/2010 15:48

If there was private Health Insurance available to the ex-pat community at an affordable rate how many people on here would be interested for themselves and their family?



Chris

natalie


Joined: 03/05/2009
Posts: 323

Message Posted:
27/07/2010 15:52

Yes, definately

halffull


Joined: 26/01/2009
Posts: 571

Message Posted:
27/07/2010 16:45

Definately, am at present looking into getting Health insurance.

halffull


Joined: 26/01/2009
Posts: 571

Message Posted:
27/07/2010 17:01

Not much interest so far, very disappointing.

Hector


Joined: 26/08/2008
Posts: 2352

Message Posted:
27/07/2010 17:08

"Not much interest so far, very disappointing."



Sums things up rather aptly I think...

wings


Joined: 25/06/2010
Posts: 152

Message Posted:
27/07/2010 17:19

Yes

Perhaps Turkish mainland companies?

LaptaMike


Joined: 07/10/2009
Posts: 1679

Message Posted:
27/07/2010 17:20

i would be interested

Groucho



Joined: 26/04/2008
Posts: 7993

Message Posted:
27/07/2010 17:36

Halffull



Hold on! Give people a chance to see the thread and respond... blimey.



Yes Chris, we are interested.

fiendishpaul


Joined: 18/05/2008
Posts: 1720

Message Posted:
27/07/2010 17:42

Chris



Depends on the price.



My wife and I both have private health insurance through a company called Expatriate Healthcare. It gives us worldwide cover (with the exception of the USA) for just over £750 per year each. Both in our mid 40's but as you get older so the price goes up. Fortunately have never had to call on their services but it is nice to have the peace of mind.



Paul

crofter


Joined: 16/12/2008
Posts: 1035

Message Posted:
27/07/2010 17:53

Chris



Again, for us it would depend on the price but we would certainly give it some thought if available.

Jefferson


Joined: 17/05/2010
Posts: 360

Message Posted:
27/07/2010 17:58

Yes would be interested. Have BUPA in the UK but world wide cover much too expensive.

waddo


Joined: 29/11/2008
Posts: 1966

Message Posted:
27/07/2010 18:01

Yes, health cover for TRNC - not worried about elsewhere in the world as I live here.

halffull


Joined: 26/01/2009
Posts: 571

Message Posted:
27/07/2010 18:13

Sorry Grougho, I only put the comment in to put it back to the top! :=)

the butler


Joined: 22/06/2007
Posts: 1958

Message Posted:
27/07/2010 19:03

The problem with health insurance is that it excludes pre existing health problems. As you get older, it is these very things that bother you the most. So they either load the premiums so that they are unaffordable, or you can't get cover. We shall put £10,000 in to a high interest account and hope that covers us for any medical treatment we need. Why pay for something you hopefully may never need?





The butlers wife

teatime


Joined: 20/10/2008
Posts: 852

Message Posted:
27/07/2010 19:10

Depends on price as well for me. But interested at the right price.

nurseawful



Joined: 06/02/2009
Posts: 5934

Message Posted:
27/07/2010 19:28

Message 6 Wings. I can't reveal too much at the moment but you are not far off the mark.



Will keep you all up to speed as I get more info and will definitely let you know the price as soon as I can.



The butlers wife is correct in what she says and this applies world wide, even in the UK you can't try to change Doctors if you have a pre existing complaint, so hopefully insurance will be available to all of us before old age takes over with all its problems!



Chris

suzi1951


Joined: 14/02/2010
Posts: 191

Message Posted:
27/07/2010 19:35

Would be interested in hearing more

waddo


Joined: 29/11/2008
Posts: 1966

Message Posted:
27/07/2010 20:41

Would the price - whatever it is - be set at a low/high point dependent upon the results of a full check up within, lets say a week, of applying for the health insurance?



In that way, if I turfed up at your door looking to buy health insurance you could simply ask me for the results of my latest health check and be able to list "pre-existing" conditions (like stupidity and idelness) but also give me a good rate as it shows that I am as fit as a flea and only 63!!!!!



Just a thought!

nurseawful



Joined: 06/02/2009
Posts: 5934

Message Posted:
27/07/2010 20:50

Waddo,



I really don't have all the details yet but be rest assured I will do my best so we all get the best deal possible.

No good coming to my door as I am not an insurance broker just a simple soul trying to get the best deal I can for my fellow aliens!



All joking aside I thought I was as fit as a flea 3 months ago but medical science proved me wrong for that I am grateful but I wish I had had insurance instead of having to use our hard earned savings to pay a hospital bill.



Chris

CarrieRBag



Joined: 23/12/2008
Posts: 1374

Message Posted:
27/07/2010 22:15

So far we (meaning I as I am the only one having tests) have "paid as I go" which is fine but if a reasonably priced package was availale, I would certainly be interested. Pay as You Go is not a bad option but for peace of mind it would be nice to have an "all inclusive" package.

fiendishpaul


Joined: 18/05/2008
Posts: 1720

Message Posted:
27/07/2010 22:17

Butlers Wife - Re Msg 14



Fully understand your point about pre-existing conditions. However, accidents happen every day of the week and a simple injury which has nothing to do with a pre-existing condition can quickly escalate into treatment costing 1000's of pounds. Whilst health insurance may not cover a pre-existing ailment, at least you have the reassurance that should you be struck down by accident/injury, you are at least covered and don't have to worry as to whether your savings will stretch to meet the cover.



All a calculated gamble I agree, you pays your money, you take your choice.



Regards



Paul

sunshine22



Joined: 07/06/2010
Posts: 251

Message Posted:
27/07/2010 22:23

Would it include dental cover for routine and accidental damage?

nurseawful



Joined: 06/02/2009
Posts: 5934

Message Posted:
27/07/2010 22:37

message 22



I really have no details as yet and all will have to be translated into English for me but hopefully next week I will have all or some of the answers plus the cost. Will keep you all posted.



Chris

sunshine22



Joined: 07/06/2010
Posts: 251

Message Posted:
27/07/2010 22:57

Thanks Chris

scootex



Joined: 03/03/2009
Posts: 908

Message Posted:
27/07/2010 23:16

yes Chris i would be interested as well

Phil

Tasgirl


Joined: 31/12/2008
Posts: 100

Message Posted:
27/07/2010 23:47

excellent idea Chris, together we stand, count us in for sure.

babygirl


Joined: 13/02/2010
Posts: 109

Message Posted:
28/07/2010 04:13

Would def be interested to hear about any package you can get together, thank you for your efforts on behalf of us all.

scoobydoo


Joined: 10/11/2008
Posts: 2434

Message Posted:
28/07/2010 08:36

We would be interested to hear what your results are Chris.



We would also prefer is to be based on a healthcheck as so often many of the insurance companies that we approached for just travel insurance take one look at your age and hike the price up when in reality we are both extremely healthy with no ailments.



Keep us all posted!

Pixie


Joined: 18/03/2009
Posts: 489

Message Posted:
28/07/2010 09:33

We are also interested. my husband, baby and myself.I was going to get anadolu sigorta this month. please keep us informed.

waddo


Joined: 29/11/2008
Posts: 1966

Message Posted:
28/07/2010 09:38

Chris,

Good for you, no more questions and was really sorry to hear about your illness - out of the blue!



"as it shows that I am as fit as a flea and only 63!!!!! " - I have no idea if I am fit or not as I am one of those "keep your head in the sand" type people and only go to the doctors when bits of me are threatening to fall off! I am in a majority of men here as well so all you guys can now stop lieing about how fit and happy you all are, we are all dieing, its just that some of us prefer not to know how fast - lol.

I have the typical servicemans affliction - if I don't go to the doc then I must be ok! One day I will go and find out I have all sorts of incureable things - or not!



I guess when your next round of health checks comes up I will have to put myself in the que at last...........

crofter


Joined: 16/12/2008
Posts: 1035

Message Posted:
28/07/2010 10:01

I fractured my wrist 3 months ago and to cut a long story short I ended up in MediKent hospital having to have an operation to remove 20cm of bone from my wrist and our wallet £2100.00 lighter....ouch. Had we had insurance I have no doubt that this op would have been covered.



Yes, as we said above [msg 10] we would be very interested in taking out health insurance.



And for all of you guys out there my husband made good use of the time he spent in hospital with me and had a full mens health check. He passed with flying colours and as there was a 50% discount we considered the cost of £300.00 as money well spent.

nurseawful



Joined: 06/02/2009
Posts: 5934

Message Posted:
28/07/2010 10:06

Crofter,



Thanks for that hope your wrist mending nicely although it seems to take longer in this climate!



We will be doing a men's health check very soon for all that are interested.



Chris

Tatum1


Joined: 23/03/2009
Posts: 337

Message Posted:
28/07/2010 11:18

Hi Chris



I had the Well Woman check and was extremely pleased with the costs ...... and fortunately the results!

Count us in re being interested of anything that you may come up with.

halffull


Joined: 26/01/2009
Posts: 571

Message Posted:
28/07/2010 19:59

Hi Chris,

Also interested in the Well man check?

Before I permanently left UK I asked my GP for one and was told they don't get funding to do them anymore!

Like Waddo never go to Doc until something is falling off, same serviceman mentality and age group!!!

Dumyat


Joined: 26/08/2009
Posts: 139

Message Posted:
28/07/2010 20:16

Chris,



Isobel and I would Definately be interested.



John.

misan


Joined: 23/03/2008
Posts: 95

Message Posted:
28/07/2010 20:33

Hi Chris



Hopeyou are now fully recovered from your trauma. Yes we would be bery interested in a health insurance and as Mike made me go to womens health week would be very interested in one for the men. Back here now and melting but would really love to meet you sometime



love Sandra x

nurseawful



Joined: 06/02/2009
Posts: 5934

Message Posted:
29/07/2010 05:29

Back to the Top

Denise


Joined: 14/03/2009
Posts: 590

Message Posted:
29/07/2010 09:51

Chris, i'd be interested if the price was low enough, i did look into it before but the premiums were far to high for me. something that would suit me and i'm sure many others that don't have big bank balances would be a monthy system like in the UK. looking forward to seeing what you can uncover for us. you always amaze me with what you come up with, i don't know what Cyprus did before you came along. keep up the good work.



Denise

Hippo


Joined: 02/02/2007
Posts: 2070

Message Posted:
29/07/2010 09:59

Will it cover Hippo? if so we are interested

Mrs H

jimmykibris


Joined: 20/07/2010
Posts: 151

Message Posted:
29/07/2010 10:10

will it/ can it cover dental treatment

Lazy days


Joined: 24/07/2008
Posts: 847

Message Posted:
29/07/2010 10:29

Hello peeps,

Butler mess 16, I agree with you a lot of the time however on this one imho you are way off the mark, reason is my brother had a problem 3 years ago in Turkey (heart) he was rushed into hospital for over 3 weeks and did not have health insurance, his hospital bill was £14800, he needed an intricate operation, this story made the English press at the time, forgot to say he lived there as an expat and had done for about 2 years.



All that said I personally think that the cost of premiums in the TRNC will be too much for most to afford and the exclusions will probably make it not worth having, however well done Chris for at least taking it up and trying to make it happen we look forward to the outcome.

bazilbrush


Joined: 29/03/2008
Posts: 404

Message Posted:
29/07/2010 11:00

Steve Dickinson used to do medical cover here in the trnc for around £360 yearly but not sure if he still does it but worth a call.

fiendishpaul


Joined: 18/05/2008
Posts: 1720

Message Posted:
29/07/2010 11:17

£360 a year sounds good value if the coverage is comprehensive.



Jimmykibris Re Msg 40



Most health insurance packages cover emergency dental treatment if the damage occurred as the result of an accident. Extractions/fillings and cosmetic work are rarely covered unless you are paying a huge premium.



Paul

Chegwin


Joined: 24/03/2009
Posts: 775

Message Posted:
29/07/2010 11:37

Chris

Any chance these well man healthy check things can be done in a bar?

I'd probably sit still for five mins if it didnt make too much mess!!

Chegwin

Denise


Joined: 14/03/2009
Posts: 590

Message Posted:
29/07/2010 12:00

msg 42



the 1st advert in the paper a few years ago by Steve Dickenson was for an average of £250-£300 per year which was an excellent deal! however it didn't last long and when i enquired the price was over £1000 something i couldn't afford, an increase of just over £700 for my cover. i hope Chris can find a deal of a reasonable amount. even the expats offer from the BRS was a ridiculous amount for me.

Isabella


Joined: 02/10/2008
Posts: 199

Message Posted:
29/07/2010 14:19

I prefer to have periodic full health checks - preventive medicine - rather than pay for health insurance. The ones I have looked at have so many exclusions when you come to make a claim.



On my last visit I had a full check-up in NC at the Life private hospital and it was excellent. I was there from 9.00am until 3.30 pm. The checkup even covered eyes and teeth checks.

Straybearx



Joined: 08/03/2007
Posts: 121

Message Posted:
29/07/2010 14:26

Yep, interested, again depends on pricing