Fully Comp Car Insurance

natalie


Joined: 03/05/2009
Posts: 323

Message Posted:
02/03/2012 17:50

Our Freelander Diesel Land Rover's insurance is due for renewal this month. It is ten years old and we have been advised by the insurers that because of the age we can no longer have fully comp, only 3rd party? Is this the norm? Laughable really, as according to the TRNC for road tax purposes due to registration date here, it is only five years old. No don't ask about that cost! Thanks in advance for any advice.

natalie


Joined: 03/05/2009
Posts: 323

Message Posted:
02/03/2012 19:35

Anyone. Can you throw some light on this? Thank you

carian


Joined: 13/03/2009
Posts: 336

Message Posted:
02/03/2012 20:45

We enquired for a friend whose car is 10 years old and were told they could only insure it Third Party because of its age.

Lazer


Joined: 02/03/2012
Posts: 9

Message Posted:
02/03/2012 23:06

i have the basic insurance on my Tofas its only worth that and if they find out your fully comp they try to make a claim for everything so bewarned

fluffy


Joined: 01/03/2012
Posts: 6

Message Posted:
05/03/2012 13:23

Natalie - yes any car over the age of 10 cannot be insured fully comp. It goes by the age of the car (whats written on the inside of the log book) not the date of registration i.e. when is was registered here which is written on the front of the log book.



However, if your car is in very good condition Try Elzem Insurance - next door to Hur Deniz in Girne = email - elzeminsurance@yahoo.com for insurance. They will take photos of the car and if they Head Office (Kıbrıs Insurance) ok's it then they can insurance you fully comp.

Jayne


Joined: 01/12/2008
Posts: 499

Message Posted:
06/03/2012 12:31

Natatlie please email me at j.mcdermott@turkishbank.net and I will talk to you about this and try and help you.



Thank you

Jayne

judyr


Joined: 07/07/2009
Posts: 956

Message Posted:
06/03/2012 12:37

I use Elzem for all of my insurance and although my car is not 10 years old yet, Ferdiye has almost been most helpful with all of my insurance policies. If anyone can help you, she will. elzeminsurance@yahoo.com

mozgor



Joined: 16/06/2010
Posts: 256

Message Posted:
06/03/2012 18:42

Not meaning to hijack this thread, but my question is on topic. Do the car insurance companies in TRNC have no claims discounts as they do in the UK? Reason for asking is we are moving over in October and wanted to know do we need to bring evidence of years no claims with us?



Thanks

wanderer


Joined: 05/02/2009
Posts: 1653

Message Posted:
06/03/2012 20:53

Feriye @ elzem most helpful and english/welsh speaking as well as turkish

mozgor no proof needed for no claims as no claims does not exit in the TRNC

natalie


Joined: 03/05/2009
Posts: 323

Message Posted:
06/03/2012 20:56

Many thanks for all the helpful replies. Will follow some of them through.

deputydawg


Joined: 30/03/2010
Posts: 1727

Message Posted:
06/03/2012 21:05

Be careful, insurance here is often described as comprehensive and is not fully comprehensive as UK insurance. For example, few comprehensive, if any, cover personal injury to yourself and passengers in the event of an "at fault" accident. Insurers will sell you personal injury cover which massively increases what are already extremely high rates for totally inadequate cover.

birdman



Joined: 20/09/2010
Posts: 690

Message Posted:
06/03/2012 22:04

On the other hand, you do not loose a no claims bonus in North Cyprus, 'cos there 'aint one.



Also. if you have an accident, your premium does not generally increase the following year either.



Gerry

PhilUK


Joined: 31/03/2010
Posts: 236

Message Posted:
07/03/2012 02:00

I have fully comp insurance here.

it covers-

car being stolen by aliens

car being hit by meteor.

car being damaged whilst competing in Monaco grand prix.



It does not cover-

having an accident with another car of any type.

damaging to the car in any way whatsoever.



That sums up TRNC car insurance as far as I have been able to work out.



You have to laugh though!

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
07/03/2012 05:05

the neg nick "knob of the week" goes to phil uk (post 13).......



whats the point of posting drivel like that ? - about as fully as an evening round Dutch's gaff...



smells of boring, meaningless life...



Get yourself a bird, phil and pull yourself out of the mire...

mozgor



Joined: 16/06/2010
Posts: 256

Message Posted:
07/03/2012 16:15

Thanks very much Wanderer