Happy to find here

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
24/12/2008 12:20

Hello All, First of all I am new to this site but I found it very usefull for all foreigners on the island. very usefull informations take place on this site. I work for an insurance company called Turkish Insurance which is a member of Turk Bank Ltd. Group. I will be happy to solve your insurance needs and answer any kind of questions you have about insurance. on the other hand I will have alot of questions about this island to you about where to go what to do on. Iam also happy to announce you that Turkish insurance is now giving out agencies. Anyone who has would be intersted in making extra money you may apply to Turkish Insurance or Turk Bank branches.Insurance is the only business I know which you do not need to put any invesments down. I am not so sure this goes under advertising but in the rules part I did not see anything against that so thats why I wanted to share this information with you all. Nice to meet you again can reach me form (392) 227 2976. Happy Xmas....

britvic



Joined: 05/09/2008
Posts: 3039

Message Posted:
24/12/2008 12:50

Welcome to the board Emre, and thanks for the information. Merry Christmas

Vicki

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
24/12/2008 12:56

thanks Vicki nice to meet you

berty



Joined: 11/01/2008
Posts: 216

Message Posted:
24/12/2008 13:22

why Britvic...Britvic?

britvic



Joined: 05/09/2008
Posts: 3039

Message Posted:
24/12/2008 13:32

Just cos, Berty...................just cos! Lol

britvic



Joined: 05/09/2008
Posts: 3039

Message Posted:
24/12/2008 13:55

I'm a British Vicki

No1Doyen


Joined: 04/07/2008
Posts: 16617

Message Posted:
24/12/2008 14:04

TRinsurance, what types of insurance do you sell?

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
24/12/2008 15:29

We sell House, car , transportation,Boat etc. But we do not sell health insurance since it is hard to organise on the island.

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
24/12/2008 15:36

Thanks britvic. will do.

No1Doyen


Joined: 04/07/2008
Posts: 16617

Message Posted:
24/12/2008 15:37

Do you sell for one Insurance company or do you sell other company's products?

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
24/12/2008 15:43

I work for Turk Sigorta which is a part of Turk Bankası group. I work in the main office. I am not a broker. I am responsible from the agencies and marketing. .

No1Doyen


Joined: 04/07/2008
Posts: 16617

Message Posted:
24/12/2008 15:51

TRinsurance, can you provide me with your email address please.

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
24/12/2008 15:52

sigorta@turkishbank.net

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
24/12/2008 16:09

TRinsurance...



Problem old boy - a Brit needs a work permit to sell insurance on your behalf !



If you allow a person to sell insurance for you, without a work permit, and you get caught, not only will you/your bank be in trouble, but the Brit could be deported....



Also, wouldn't you be worried the person selling on your behalf would know nothing about the product they are attempting to sell ??





Nick

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
24/12/2008 16:22

Nick, Accourding to the law a person who has residence permit, minimum high school graduate, and past register must be clean. He/She must not have crime records. I am sure our lawyers know what they are doing. (We have more than 10 housewifes or men doing this with no work permit). They are all recorded and informed to the insurance union in North Cyprus. So no worries about work permit.

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
24/12/2008 16:25

to add ofourse they will all be trained before they start selling by us

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
24/12/2008 17:06

TRins



i am British and have a 1 year temp residence permit, and it states that i cannot work.....



If i want to work legitimately, my lawer advised me that a potential employer must apply for a work permit on my behalf, which would then cancel my temp residents permit.



The lawyer said that in the real world a typical employer wouldn't want to go to the time, trouble and expense to employ me legtimately, and would only want to pay "cash".



From your point of view, i cannot believe that you'd go to the expense of getting a work permit for a Brit, only for them to not sell any policies and for you.



Your 10 housewives must be Cypriot, who obviously don't need either residency or work permits...



Pretty sure i'm correct.





Nick

properperson


Joined: 15/03/2007
Posts: 35

Message Posted:
24/12/2008 17:14

i think NN is right. we brits need either a work permit or our own limited company to work legit here.



If it was that easy to work, im sure more brits would be working here.

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
24/12/2008 19:31

just spoke to my lawyer again....



"a foreign national definately needs a work permit if they want to get paid employment"





I though i was right (usually am !)





Nick

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
24/12/2008 19:35

You may be right in any other business. But please ask your lawyer to read insurance law book once more I can give the page number tomorrow when I am back at work, so it iwll be easier for your lawyer to find out Unfortunatly you are wrong this time so is your lawyer. Also I will be happy to guide you and meet in my office in Lefkoşa Turk Sigorta ltd. I am clever enough to understand where my agencies are from

deecyprus4


Joined: 27/07/2008
Posts: 3452

Message Posted:
24/12/2008 19:42

i think you got him on the run nick









kevin

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
24/12/2008 19:51

No dc4 I just want to clear his mind because this is a main problem on the island everyone says something else about everything so people do not know where to beleive I understand nick's point but our company is one of the biggest and oldest insurance company on the island I beleive a company like this would not do a mistake like this. . An agent does not get paid ,they work on commision. When they pay their tax there is no problem. but they can not rent an office they have to do it from home. please copy paste the link below and ask one of your turkish friend to translate for you. Lastly I am not here to argue just trying now more people where I can share new ideas. Thanks. http://www.daglisigorta.com/mevzuat/SRSB%20YASASI.doc

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
24/12/2008 19:59

surely commission is pay !!



It certainly spends the same down the shops.....



Your interpretation probably applies to Cypriots, not us Brits - We cannot work without a work permit !!



Flogging insurance for money (commission or what ever you call it), has to be deemed to be working, which will be against the terms of our residency permits.



These permits are granted by your government, not your bank, and it's them that says we need a work permit to "work" here.



It concerns me that a Brit could start selling insurance for you, and gets reported to the authorities and gets deported...



My final point, if it's that easy to earn a crust out here - why are so many Brits whinging ????



I rest my case !





Nick

britvic



Joined: 05/09/2008
Posts: 3039

Message Posted:
24/12/2008 20:09

I bet Emre is so glad he joined this board today???

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
24/12/2008 20:10

Nick, Firstly it is not my company who decided that, it says in North Cyprus insurance law book which is written by the goverement. Once again you are more than welcome to our office to discuss about this issue or I am always arround girne I will be happy to visit you. Once again in the law word by word it says A true person Who has resideny permit, graduate from high school and has no criminal records in the past can be an Insurance agent. it does not say anything about work permit. If this would be cypriot people it would not mention the residence permit since all of them already have it. Anyway I know I am right since we have been giving out agencies to British people for the last 2 years with no problem at all.

johnboy


Joined: 19/05/2008
Posts: 170

Message Posted:
24/12/2008 20:10

re mess 23 "pay their tax, there is no problem"



A Brit cannot get a tax certificate from the tax office/Government, without either a work permit or having their own limited company



There isn't anyway round it.



I know, becuase i was at the tax office in Lefkosia this morning and they confirmed this.





John

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
24/12/2008 20:25

You are only asked to pay tax when you make more than minimum salary a month. this I am not sure I have to check tomorrow

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
24/12/2008 20:26

I am also learnig since I am new to the island its ok but with this case I am sure I am right

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
25/12/2008 17:01

NN hi. I read it again for you.According to the insurance law in NC page number 69 written by the goverement, it clearly states that a person who is not cypriot can be an agency IF they have residence permit, min. high school graduate, and has no criminal record can be an insurance agency. Since they do not get a set salary there is no problem.



On the other hand some people say they can pay their income tax coming from the commision and some says no they can not. Lets say If I asked 10 poeple everybody said something else So ı dont know what to say to you in fact. Insurance law does not stop you but tax department does. I think we need some time on this island to put everything in order. Have a nice day thanks again. Still can help you with your insurance needs. Regards

johnboy


Joined: 19/05/2008
Posts: 170

Message Posted:
25/12/2008 21:01

so Nick is correct then ??

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
25/12/2008 21:32

TR old boy....



Non Cypriots cannot work without a work permit !



If you Employ a Brit on a commission only basis, without a work permit you are leading them up the garden path...



how will you feel if they get deported for working illegally ?



My advice to any Brit reading this thread is to stick well clear, unless you want a first class ticket back to good old blighty...



Nick

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
25/12/2008 23:17

And you'd have to proove that you'd offered the job to a local and couldn't find anyone suitable !!!!



"Work Permission for Foreigners



Turkish Republic of Northern Cyprus (TRNC) law states that all nationals of other countries not being of the TRNC, will need a work permit in order to work in Northern Cyprus.



The present policy regarding foreign nationals who wish to take up employment in North Cyprus is that an employment permit is granted only on a temporary basis and for a specified position provided that no suitably qualified TRNC citizens are available. Please note that by law this action must take place while foreign nationals are outside North Cyprus.



A Foreign national seeking employment in North Cyprus must secure through personal efforts a local employer who should submit an application to the Migration Officer, Ministry of Interior, Lefkosia (Nicosia) (see address below), which is the competent authority for the issue of such permits"

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
26/12/2008 08:55

this is all I can say online but like I said it is not that hard like you think NN.

John no he is not correct. tehre are ways to sell insurance which is hard for me to write and explain in writing. Like I said before anyone interseted or wants to fin out can call me or visit me in the office. or I can come and visit anytime.





"The lawyer said that in the real world a typical employer wouldn't want to go to the time, trouble and expense to employ me legtimately, and would only want to pay "cash". "



NN also you wrong again with your idea above. Turkish Bank has British employers in their branches and invest money to them and get their work permit so is me I am also a foreigner and my work permit is done by my company. Be positive

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
26/12/2008 08:57

Anyone need a quote for their house or car I am here to help

jock1



Joined: 06/01/2008
Posts: 3786

Message Posted:
26/12/2008 09:52

What happend to lems post !!!!

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
26/12/2008 10:00

TR You are contradicting yourself old boy......



You say that if us Brits flog a bit of insurance for you, we don't need a work permit, but you then say you have brits at your bank, that you have got work permits for...



You are making yourself daft, old boy.....



If you are a foreigner and you want to work here - YOU NEED A WORK PERMIT, OR FACE DEPORTATION !!!!!



Nick

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
26/12/2008 10:09

Can you not see the diference?? They are working in the branch. If you work in an office for BANKING or any other business you need work permit. I am saying insurance agency law says to be an agency from home does not need work permit. This is my job and ı really now it. no need to argue.

2 different things working in the office for a bank and working yourself online from home.

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
26/12/2008 11:33

GIVE ME STRENGHT !!!!!



IF YOU ARE A FOREIGN NATIONAL AND WANT TO WORK IN THE TRNC, YOU NEED EITHER A WORK PERMIT OR TO START YOUR OWN LIMITED COMPANY.



ITS GOT NOTHING TO DO WITH WHAT TYPE OF WORK YOU DO !!!



YOU CANNOT CHANGE THE LAW OF THE LAND !!



IF IT WAS THAT EASY, DON'T YOU THINK THE BRITTS WOULD BE QUEING UP AT EVERY INSURANCE OFFICE TO FLOG A BIT OF INSURANCE TO EARN AN EXTRA FEW QUID ????????????



HAVEN'T YOU GOT ANYTHING ELSE BETTER TO DO, BY THE WAY







NICK

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
26/12/2008 11:40

ok ok dont be loud. if you dont want to undersatnd dont. I dont care sit at home.

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
26/12/2008 11:45

us Brits that have temp residence permits have them issued on the basis that we are "retired" and don't work...



When you apply or renew, they ask what your occupation is....



Do you honestly think if one was to say at the renewal meeting that "i'm flogging insurance from home for Turk Bank", they'd say that was ok ??



I rest my case.....





Nick

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
26/12/2008 12:46

Nick with regards I would like mention that if you read my first message I never talked about work permit. You brought it up and I said No need to have work permit. Ofcourse ıf a company which is 107 years old gave authorization to me to do somethinglike this I am sure we know what we are doing.



Lastly I am here to know more poeple on this island and for my social life and share my new ideas and knowledge and learn the same from other new poeple but not business. I like to help people and be in touch with them all times. plus notTurk Bank Turkish ınsurance would be better to mention since I dont work for Turk bank. I understand your concern but there are ways to work in every country f you want to work and tehese are legal ways. Internet is not only for forums but a good tool to make money. This is my last post about this from now on I will be happy to help anyone in insurance questions or any other issue. Thanks and again merry Christmas and happy new year to you all.

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
26/12/2008 14:01

i think he's gone !



Phew...

Trinsurance


Joined: 24/12/2008
Posts: 42

Message Posted:
26/12/2008 14:05

always ready with an answer

britvic



Joined: 05/09/2008
Posts: 3039

Message Posted:
26/12/2008 15:19

Still battling it out in here then?

properperson


Joined: 15/03/2007
Posts: 35

Message Posted:
26/12/2008 16:01

i'm with NN on this one, TR's havin a larf if he thinks he can skate round the law.

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
26/12/2008 16:53

ah TR, just hit me....



So us Brits start selling "on the Internet" on the QT......



Only prob is advertising for business (otherwise you wouldn't insure anyone).....



Then someone from the Government gets a quote and susses no work permit, then it's next plane to Stanstead......



Then again wouldn't have to worry about getting the deeds off my builder....





Nick

PIPIE


Joined: 05/01/2008
Posts: 5499

Message Posted:
26/12/2008 19:13

Trinsurance , i hope all goes well with you . Welcome .

sparta


Joined: 24/10/2008
Posts: 226

Message Posted:
27/12/2008 13:43

Fact, a FOREIGN NATIONAL cannot work in TRNC without a work permit...no matter where the place of work is....

negativenick


Joined: 10/11/2008
Posts: 6023

Message Posted:
28/12/2008 10:47

Sparta - TR Ins can wangle it !!



Just sell on the internet, easy !!





Nick

properperson


Joined: 15/03/2007
Posts: 35

Message Posted:
28/12/2008 12:09

God, is this post still going ???



You need a work permit if you work over here, no exceptions....



Can a moderator please switch the light off now ??

brandy sour


Joined: 09/04/2008
Posts: 310

Message Posted:
28/12/2008 12:37

No Moderator around when you need one when one turns up about 10 of them come up from nowhere.

littlenige



Joined: 24/12/2006
Posts: 3594

Message Posted:
28/12/2008 12:44

DOES every post on fthis forum Have to dissolve in to a bun fight IT REALLY IS GETTING BEYOND A JOKE.

ilovecyprus


Joined: 08/05/2007
Posts: 2880

Message Posted:
28/12/2008 12:54

This thread is now closed. Reason: Thread was addressed and no need for further posts.