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Health Insurance & Medical Services in TRNC

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HildySmith


Joined: 02/07/2009
Posts: 1708

Message Posted:
11/08/2009 13:30

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Message 1 of 16 in Discussion

I am planning on moving over in Jan/Feb and would like to know more about medical insurance, health plans etc available in TRNC



scoobydoo


Joined: 10/11/2008
Posts: 2434

Message Posted:
11/08/2009 14:11

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Message 2 of 16 in Discussion

I believe the BRS (British Residents Society) at one stage were putting together plans for health insurance, I am not sure if it has succeeded but have a look on their website you may find something.



We, like many over here, pay for all our own medicals etc as we go along.



happyhere


Joined: 11/05/2009
Posts: 75

Message Posted:
11/08/2009 14:13

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Message 3 of 16 in Discussion

Try Scott at FMA. Their website is http://www.fma-ltd.com

You will find all details on there for health insurance etc.



cyprusairsoft



Joined: 22/06/2009
Posts: 2066

Message Posted:
11/08/2009 16:31

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Message 4 of 16 in Discussion

have a look at the first page on 44 katy as someone else posted similar and they have some answers for you



laptagal


Joined: 28/05/2008
Posts: 549

Message Posted:
20/11/2009 16:53

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Message 5 of 16 in Discussion

Hi Catherinne, did you manage to sort out health insurace? I am looking for the same thing - moving out in the Spring.



fiendishpaul


Joined: 18/05/2008
Posts: 1720

Message Posted:
20/11/2009 17:04

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Message 6 of 16 in Discussion

Hi Katy



There are a number of companies on the internet that provide healthcover for expats abroad. Cost is dependant on age and type of cover but to give you an idea, I am 46 years old and for intermediate insurance cover (up to 1 million euros annual cover) and 50 excess, the cheapest quote that I have received is 774. This is through expatriatehealthcare.com.



Regards



Paul



smithy


Joined: 17/07/2008
Posts: 5301

Message Posted:
20/11/2009 17:15

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Message 7 of 16 in Discussion

I dont have medical Insurance I just pay when I have to go to the Doctors/Hospital etc

Maybe that's wrong but that's my prerogative



proger1



Joined: 18/04/2009
Posts: 2919

Message Posted:
20/11/2009 17:54

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Message 8 of 16 in Discussion

The hospital my wife uses has a membership otion for one year where you pay a predetermined fee and then get a discount in a related percentage. I don't remember the full details but I think it was 500 stl for the year gives 50% discount on virtually all treatments. It also includes a free check of something in the price but I don't remember what. I think it was bone density or something.

I think it's worth it if you will be here permanently and it's cheaper than most insurance companies will charge including an excess.



fiendishpaul


Joined: 18/05/2008
Posts: 1720

Message Posted:
20/11/2009 17:58

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Message 9 of 16 in Discussion

Proger1



Personally, I would prefer to pay an extra 250 and not have to pay anything else, bar a small excess of course.



Just my opinion of course.



Paul



nostradamus


Joined: 15/04/2008
Posts: 557

Message Posted:
20/11/2009 18:23

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Message 10 of 16 in Discussion

Recently had dealings with Cyprus Life Hospital under one of their supposed discount schemes and didn't rate it at all. The price they charged, with discount, was more than I would have expected to pay elsewhere at full price. Moreover, apart from the docs, almost nobody in this hospital speaks English. This doesn't seem like a good marketing tactic when they are hand in glove with BRS for this scheme. I would say, ring fence some savings for medical eventualities. If you don't need it, at least it's still in your bank!



proger1



Joined: 18/04/2009
Posts: 2919

Message Posted:
20/11/2009 22:42

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Message 11 of 16 in Discussion

It all depends on the situation fiendishpaul, my wife is having a baby so it is worth while, I allready know that I am likely to save money in the end. So in my case a smart move for my wife and it also covers my child.

Personally I have none, I will just face the bills if and when they may occur.



All a matter of choice.



lovinit


Joined: 20/06/2008
Posts: 745

Message Posted:
21/11/2009 05:24

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Message 12 of 16 in Discussion

Hi I have just had an operation in the hospital at the Back of PiA BALLA hotel, what can I say they were great, prices were very reasonable, care excellent.



I do not have health insurance, we put money away for this type of problem, was far cheaper than insurance. As we have lived here for four years, i would have paid 5/6 times over.



Think about setting insurance money to one side to cover future health issues.



Good health and long life to all!!



fiendishpaul


Joined: 18/05/2008
Posts: 1720

Message Posted:
21/11/2009 09:51

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Message 13 of 16 in Discussion

As with all insurances, it always appears to be a waste of money...........until you need it!! I would say that as a minimum, people should put a few quid away for medical eventualities. However, a serious car accident (all too common here), heart attack, stroke etc etc, could quickly see any savings quickly exhausted.



Despite the cost I would still recommend medical insurance.....you never know what is just around the bend....although odds on are that it is probably an old Renault 9 being driven on the wrong side of the road !! ;-)



Stay well everyone.



P.S. I have absolutely no connection with any insurance services.



Regards



Paul



walkerscott


Joined: 13/08/2009
Posts: 901

Message Posted:
28/11/2009 12:13

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Message 14 of 16 in Discussion

for those who travel back to the UK at least once every 90 days and have an address there, the best thing is to take out an annual travel/ sickness health cover policy. costs around 90- Obviously covers only emergency stuff but well worth it. The rest you can pay-as-you-go!



Just a thought.



laptagal


Joined: 28/05/2008
Posts: 549

Message Posted:
28/11/2009 12:35

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Message 15 of 16 in Discussion

Hi Walkerscott, strange but that is what I was looking at un the internet yesterday. Although most insurance companies only cover for 30 - 60 days, I did find one - etravelinsure.com- which quoted just under 150 for worldwide multi 90 day trips for my husband and me. You have to be a UK resident. Anyone else tried this?



walkerscott


Joined: 13/08/2009
Posts: 901

Message Posted:
28/11/2009 12:44

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Message 16 of 16 in Discussion

Hi Pam



that sounds ideal cover for two people! Mine was just to cover me as i am single but was still very happy with the cost. It just gives a little reassurance doesn't it.



John



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