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Buildings/Contents Insurance

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Harcook


Joined: 12/01/2011
Posts: 9

Message Posted:
12/01/2011 21:57

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Message 1 of 11 in Discussion

We have recently purchased a Villa in Karsiyaka, and have been quoted through our Property Management Company 198 for Buildings/Contents Insurance. By UK standards this seems quite excessive. Any advice please on whether this is a reasonable figure for TRNC



me-style


Joined: 03/08/2010
Posts: 150

Message Posted:
12/01/2011 23:04

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Message 2 of 11 in Discussion

Try to check yourself from different insurance companies, as you can never be sure of the property management company is not getting commission. Better to do it yourself.



Cyprioth


Joined: 12/01/2011
Posts: 13

Message Posted:
13/01/2011 09:33

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Message 3 of 11 in Discussion

İf you send us your bulding details we can help you my telephone is 0533 866 63 83 Segure insurance agency



ive@karsiyaka



Joined: 24/02/2008
Posts: 169

Message Posted:
13/01/2011 09:44

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Message 4 of 11 in Discussion

where abouts is yur villa i have a house in Karsiyaka?



Harcook


Joined: 12/01/2011
Posts: 9

Message Posted:
13/01/2011 11:53

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Message 5 of 11 in Discussion

Villa is just off main road - Deniz Davutoglular



MrsSnakes



Joined: 19/12/2008
Posts: 1100

Message Posted:
13/01/2011 12:04

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Message 6 of 11 in Discussion

Harcook, Your quote depends on what value your rebuild cost is and how much you are insuring for contents. It is impossible to compare with anybody else unless you tell us! For a rebuild of 120K and 50K contents, last year I paid 260 with Creditwest Bank. This did not include the swimming pool, paths, boundry walls. I felt the sum to rebuild was not enough but assured it was correct for a 329 m2 covered area on 4 floors. My renewal jumped up 35%, same cover, no claims made, to 346 and that included discount!! Further quotes from other companies crept up to 580 which included the swimming pool but not the paths or boundry walls. The rebuild quote for buildings was at a higher figure. There is not as much choice here as you may of had in the UK, where you can get a policy for unlimited buildings cover etc and feel confident!!



Harcook


Joined: 12/01/2011
Posts: 9

Message Posted:
13/01/2011 14:52

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Message 7 of 11 in Discussion

MrsSnakes

Thanks for that information, beginning to think it is quite a reasonable quote for TRNC, especially based on your information



deputydawg


Joined: 30/03/2010
Posts: 1727

Message Posted:
13/01/2011 15:09

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Message 8 of 11 in Discussion

Harcook. If you have not checked the exclusion clauses you may wish to do so as my premiums are in excess of 400 for cover similar to that illustrated by Mrs Snakes. The basic premium was also similar to yours and the increase to 400 plus was to remove the exclusions of earthquake, storm damage, acts of war, subsidence, collision, etc. There may be exclusions in your cover which you are not comfortable with. Best of luck.



Brighteyes


Joined: 07/09/2009
Posts: 195

Message Posted:
13/01/2011 15:10

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Message 9 of 11 in Discussion

Hi Harcook!



It's best to shop around as quotes do vary. If you give me a call on 05338459879 I can give you a ' No Obligation' quote so you can compare.



Regards,

Nicky.



citrus


Joined: 08/11/2010
Posts: 137

Message Posted:
13/01/2011 20:05

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Message 10 of 11 in Discussion

hi Harcook



If you email me your details i can get you a quote

re build price, contents value, has it got a pool? If you do not know the re build value send me the square meterage of the house.



enquiries@property-management-north-cyprus.com



many thanks



SarahJB



Joined: 25/05/2009
Posts: 114

Message Posted:
24/01/2011 08:33

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Message 11 of 11 in Discussion

Steve Dickison Property Mangement and insurance services







Steve Dickinson Insurance Services







The longest established British insurance agency in North Cyprus.







Lapta office-0542 873 1231 0392 8211228







Kyrenia office- 0542 8806077 0392 815 7801







Catalkoy office-05428731231







Nicosia Office: 0533 866 6263







Famagusta office- Sarah Barnes







Email:sarahbarnes9@gmail.com







0533 832 0174



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