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Hsbc /Pensions and other problems. I'm stuck !!!Who can help?

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mikelapta



Joined: 20/11/2008
Posts: 2186

Message Posted:
06/04/2011 17:27

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Message 1 of 20 in Discussion

Firstly a few months ago,my brother send a trial 100 from Spain...despite on official HSBC paperwork this has gone missing.The sender has been informed "your Bank has it !"Cost 25.Bank says "no"

AND NOW,My UK pension has gone missing too !!!!

I know it was processed by City Bank,and have the vestment number,on 25th March.



The payment has not been returned,so who do I talk to here in Girne,to make them understand?

HSBC are insisting on a Swift code but UK pensions cannot give me this.

No,I do not have any Banks in UK.

Please anyone got ideas where to go next.ie anyone getting their pensions paid from UK direct to a Bank here?

Thank you

Mike



andrew4232



Joined: 04/07/2009
Posts: 1543

Message Posted:
06/04/2011 17:46

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Message 2 of 20 in Discussion

are the pension people aware that you not living in the UK now ?



heaven


Joined: 24/06/2009
Posts: 88

Message Posted:
06/04/2011 17:49

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Message 3 of 20 in Discussion

If being transferred electronically you have to have a swift code, name of account holder etc.



Try Julie not there every day so ring and book a appointment



mozgor



Joined: 16/06/2010
Posts: 256

Message Posted:
06/04/2011 18:12

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Message 4 of 20 in Discussion

Hi - having read your post I'm not quite sure which bank's swift code you need, but think it's Citibank, so have attached a link for you:-



http://www.citibank.co.uk/personal/banking/customerinfo/usingyouraccount/movingmoney/faqs.htm?merchant=citi#citi



Hopefully this will help as long as the payment is coming from Citibank rather than that being the intermediate bank. If you need any more help let me know cos I'm in UK and also have worked in banking for 30+ years.



japeal



Joined: 12/09/2008
Posts: 1052

Message Posted:
06/04/2011 18:22

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Message 5 of 20 in Discussion

HI Mike



I used link sent by mozgor and changed citibank to hsbc, then on search on right hand side I typed swift codes and got this link hope it helps :



http://www.business.hsbc.co.uk/1/2/international-business/iban-bic#maincontent



halffull


Joined: 26/01/2009
Posts: 571

Message Posted:
06/04/2011 20:30

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Message 6 of 20 in Discussion

Hi Mike I have my pension paid into the ING bank in Girne every month and have not had a problem, ever. (So far touch wood.)

Always find the staff very helpful and I always see some Turkish Army in there so I assume they must be using the bank to transfer money home.

Andrew 4232, the pension people know I'm not in the UK and there is no problem there.



Deniz1


Joined: 28/07/2009
Posts: 3829

Message Posted:
06/04/2011 21:20

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Message 7 of 20 in Discussion

Julie advised me not to have my pension transfered here as there is a fee so i kept my uk account open and it goes there.



mikelapta



Joined: 20/11/2008
Posts: 2186

Message Posted:
07/04/2011 12:19

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Message 8 of 20 in Discussion

This is to Mozgor.....Moira.

Would be grateful if you could me some assistance.

and to keep it off board:



pl email me: mike_lapta@hotmail.com





Thanks



Mike



mikelapta



Joined: 20/11/2008
Posts: 2186

Message Posted:
09/04/2011 08:33

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Message 9 of 20 in Discussion

to the top please



halffull


Joined: 26/01/2009
Posts: 571

Message Posted:
09/04/2011 09:10

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Message 10 of 20 in Discussion

Deniz 1,

Yes there is a fee, but so is there a fee to draw money on a UK bank, (unless you have a premier account with HSBC I believe) But thats the bank causing this problem, and I am not rich enough to qualify for one of those accounts and Nationwide have shut the door on free withdrawals, so I would rather have my pension paid here and have my money readily available when I want it without worries.



misunderstood


Joined: 08/04/2011
Posts: 1004

Message Posted:
09/04/2011 10:01

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Message 11 of 20 in Discussion

halffull unless it has changed in the last few weeks if you have a flexaccount you can draw money in sterling from HSBC at no cost then pop along to the exchange bureau that is what Agile and I do/ I know there is a charge if you draw lira or any other currency



carian


Joined: 13/03/2009
Posts: 336

Message Posted:
09/04/2011 12:22

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Message 12 of 20 in Discussion

We have an HSBC Advance account in the UK to which our pensions are paid in. It costs 12.95 a month (cheaper I think when you first open one) but all ATM withdrawals are free so unless you need more than 300 each time it is still cheaper than having money transferred here.



halffull


Joined: 26/01/2009
Posts: 571

Message Posted:
09/04/2011 12:26

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Message 13 of 20 in Discussion

Thanks for the info misunderstood, sounds like a good way to go if it is available to you.

Not a banking expert only relaying my experience, I see mikes problem is with HSBC and PERSONALLY they are not a bank I would use, having had dealings with them in the UK.

In the old days when I resided in UK I would have said I wouldn't use them because they were a "foreign" bank (Honk kong & Sanghi Banking Co) but thats not appropriate anymore.



mikelapta



Joined: 20/11/2008
Posts: 2186

Message Posted:
09/04/2011 12:40

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Message 14 of 20 in Discussion

My problems are this:I severed all links with UK,i.e. no Bank accounts,so I need money from Government Pensions sent direct here.

I gave Pensions instructions how to send to HSBC Girne.Swift code,Iban no.On 24th March it was sent from UK.

I have a payment vestment from City Bank with a unique number,and City Bank have confirmed it has gone to HSBC here.And as it hasn't been creditted or returned then HSBC in Turkey or Girne MUST have it.

But HSBC Girne claim they haven't nor can they trace from the unique vestment number.

As other members write,HSBC seem a law to themselves.As useless as tits on a chicken,or a chocolate fireguard.Second in line for this accolade are the Pensions Service in Newcastle.I have spent at least 20 hours on Skype talking to different people there.I am no bette off.Wait 'til Monday

Mike



misunderstood


Joined: 08/04/2011
Posts: 1004

Message Posted:
09/04/2011 12:43

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Message 15 of 20 in Discussion

Well looking at my own statement from Nationwide,for last month, I made 2 x 300 withdrawals from HSBC machine and there were no charges applied, just straight debit of 300 on each occasion halfull.



Hope this helps but of course it doesn't help Mike find his 'mislaid' pension.



Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
09/04/2011 17:11

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Message 16 of 20 in Discussion

msg 15. That's right no charge for sterling withdawals from Nationwide debit card, also if you use their credit card and get the charge in sterling you don't pay any charges we paid our 5 week Pia Bella Hotel bill on 11th January with credit card and paid the bill in full on the 18th February and not charged any interest.



dalartokat


Joined: 14/04/2008
Posts: 734

Message Posted:
09/04/2011 19:34

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Message 17 of 20 in Discussion

Mikelapta, I believe you should contact HSBC Bank AS Turkey, Esentepe Mahallesi Buyukdere Cad. No: 128 Sisli-Istanbul



Tel: 90 212 376 40 00

Fax: 90 212 336 30 00



and speak to them. HSBC Bank, Girne is a branch of the above.



HSBC in UK deal with Limmassol Turk Bankasi in Girne.



mikelapta



Joined: 20/11/2008
Posts: 2186

Message Posted:
10/04/2011 09:03

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Message 18 of 20 in Discussion

Thanks Dalar,I'll be on the phone to Istanbul in the morning



Mike



kaiserphil


Joined: 14/12/2008
Posts: 1096

Message Posted:
10/04/2011 10:55

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Message 19 of 20 in Discussion

Mike - I had the same problem with my first ever pension transfer. It went missing. Happily, Julie found it, though I never found out what had happened to it.

I suspect sometimes money in transit is shifted sideways into a suspense account, where it sits earning interest until someone screams!



mikelapta



Joined: 20/11/2008
Posts: 2186

Message Posted:
10/04/2011 11:21

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Message 20 of 20 in Discussion

Phil,thanks for that.I'll give her a try first...The current account superviser,Sercal,has been useless.

If his wife wants sex,I 'm sure he says "not without a Swift number".



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