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Information required regarding travel insurance

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Pipie


Joined: 05/01/2008
Posts: 5499

Message Posted:
25/11/2011 10:14

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Message 1 of 41 in Discussion

What is the longest time you can buy travel insurance for ?

Any recommended companies who specialise in approx 4 months travel

Insurance.



kittyfun


Joined: 11/04/2011
Posts: 181

Message Posted:
25/11/2011 10:16

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Message 2 of 41 in Discussion

Why dont you just google travel insurance you google lots of other things lol



j200mey


Joined: 06/02/2011
Posts: 81

Message Posted:
25/11/2011 11:51

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Message 3 of 41 in Discussion

90 days is about the best you will get



flightholiday


Joined: 19/07/2007
Posts: 3217

Message Posted:
25/11/2011 12:15

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Message 4 of 41 in Discussion

A Ellis msg 1 - First question - is where is your "residence"? Different companies supply insurance for people who's permanent residence is in the UK or the TRNC

Second question - is age as different policies allow different periods of insurance

Third question - is what level of cover

I can carry on we can help you (off board) suffice to say that in some instances even 18 months could be possible



walkerscott


Joined: 13/08/2009
Posts: 901

Message Posted:
25/11/2011 12:19

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Message 5 of 41 in Discussion

Hmm, I was looking for the same but ended up with Insure&Go who do 90 days BUT you must have a return ticket to wherever before you start out on your journey (in the small print) but it all depends on age as well.



Seasider


Joined: 16/09/2008
Posts: 69

Message Posted:
25/11/2011 12:27

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Message 6 of 41 in Discussion

We arranged annaul cover last year through Affinity Insurance Solutions a UK broker that has a product called Globetrotter. They cover expats and do not discriminate against living in North Cyprus. We paid for the 2 of us 69.91 GBP for annual European cover. Their e-mail address is:

sales@mgti.co.uk



flightholiday


Joined: 19/07/2007
Posts: 3217

Message Posted:
25/11/2011 13:05

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Message 7 of 41 in Discussion

Graham msg 6 - can I correct you I have some knowledge as we are the agency who worked with them to do North Cyprus - before our efforts no one would offer TRNC expat residents similar travel insurance

The company is Infinity and the best link to get them to help you directly is through our web site as then you are asked the correct questions on a form to get you a quotation. - http://www.flightholiday.co.uk/Infinity_Insurance.php - if you have any problems please let me know off board and I will chase up



Pipie


Joined: 05/01/2008
Posts: 5499

Message Posted:
25/11/2011 13:22

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Message 8 of 41 in Discussion

i200mey.



I think you may be right.



Pipie


Joined: 05/01/2008
Posts: 5499

Message Posted:
25/11/2011 13:29

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Message 9 of 41 in Discussion

Ooops message 8 ignore please !



Some interesting info on insurance appears to now be coming through !!



keith


Joined: 03/04/2007
Posts: 272

Message Posted:
25/11/2011 19:45

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Message 10 of 41 in Discussion

we have 12 Moth cover multi trips

keith



Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
25/11/2011 19:54

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Message 11 of 41 in Discussion

I have annual Nationwide free insurance, I can have as many holidays lasting up to 31 days in a year as I want and I can upgrade at extra cost for as many days at a time I want



flightholiday


Joined: 19/07/2007
Posts: 3217

Message Posted:
25/11/2011 19:58

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Message 12 of 41 in Discussion

Msg 10 & 11 - I think in Msg 1 the request was for 4 months.

In the case of Nationwide you may find you have to be starting and finishing your tour from the UK and be resident there too.



Clarissa2


Joined: 12/06/2009
Posts: 1476

Message Posted:
25/11/2011 20:07

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Message 13 of 41 in Discussion

Re: Msg 1,



I've had for years American Express worldwide travel insurance - annual cover, all countries, no restrictions - one of the best!



Jeannie


Joined: 04/08/2009
Posts: 3283

Message Posted:
25/11/2011 20:18

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Message 14 of 41 in Discussion

I honestly thought I had misunderstood Message 1 and that Pipie had something 'out of the ordinary' in mind.



We have had annual multi-trip travel insurance for many years. Never had a problem getting it.



We visited Australia last year and took out a month's travel insurance to cover that, with no problem and it was inexpensive.



AndyR



Joined: 23/04/2009
Posts: 317

Message Posted:
25/11/2011 20:31

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Message 15 of 41 in Discussion

use one of the comparison sites, such as gocompare or compare the market, they all allow you to get quotes for travel insurance. Can't remember who I'm with but it's a 1 year multi trip policy and cost 47 for the year.



Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
25/11/2011 20:52

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Message 16 of 41 in Discussion

flightholiday. I understood Pipie to be a resident of the UK maybe I am wrong.



rowlo



Joined: 12/10/2008
Posts: 4796

Message Posted:
25/11/2011 20:55

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Message 17 of 41 in Discussion

my bank lloyds , gives me and my family unlimited world wide travel , for free .



flightholiday


Joined: 19/07/2007
Posts: 3217

Message Posted:
25/11/2011 21:59

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Message 18 of 41 in Discussion

Marie Msg 16 - Thanks for pointing that out. If so far easier to help. The request might not be for them directly.



As a guide if they took out cover in UK as a UK resident from 01-12-11 to 01-04-12 one person worldwide inc USA below 64 they could look at a premium of around 249 to 360 depending on level of cover (backpacker up to to 46 years of age for 4 months about 160) - these prices are from one of our affiliate links today and are the same direct or through IAH.



Pipie


Joined: 05/01/2008
Posts: 5499

Message Posted:
26/11/2011 00:36

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Message 19 of 41 in Discussion

erm woodspeckie message 16 yep you could be wrong !!



Brillliant feed back from most of you



Thank you !!



scoobydoo


Joined: 10/11/2008
Posts: 2434

Message Posted:
26/11/2011 07:21

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Message 20 of 41 in Discussion

Hi Pipie,



Try the link below.



This company cover any age and travelling from the TRNC, you have to put Cyprus in but they consider the TRNC as Cyprus, if in doubt do as I did, I wrote to them asking for confirmation and have an email from them to prove this.



We now use this company regularly and have never had any problems with them to date. My husband is over 70yrs and I can insure him which is quite difficult with most companies as I guess they must consider him too old and too much of a risk.



http://www.bengotravel.co.uk/



Book it all on line and get your policy on line.



Sue



Pipie


Joined: 05/01/2008
Posts: 5499

Message Posted:
26/11/2011 07:57

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Message 21 of 41 in Discussion

Cheers Sue !!



carian


Joined: 13/03/2009
Posts: 336

Message Posted:
26/11/2011 09:26

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Message 22 of 41 in Discussion

We are insured with Bengo but you have to state the length of your trip overseas.



Pipie


Joined: 05/01/2008
Posts: 5499

Message Posted:
26/11/2011 10:15

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Message 23 of 41 in Discussion

Cheers carian !!



Tatlisu4me


Joined: 26/01/2008
Posts: 436

Message Posted:
26/11/2011 11:31

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Message 24 of 41 in Discussion

Rowlo message 17. Nothing is for free Rowlo



rowlo



Joined: 12/10/2008
Posts: 4796

Message Posted:
26/11/2011 20:24

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Message 25 of 41 in Discussion

ok msg 24 agreed , for a small fee , attached to your bank service charges , it feels like its free thou , never miss it , and we can use airport lounges .



Seasider


Joined: 16/09/2008
Posts: 69

Message Posted:
27/11/2011 13:11

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Message 26 of 41 in Discussion

Flight Holiday Message 7 - You are quite right- Our policy is with Infinity (mispelled).



Anyone relying on a travel policy linked to a UK bank account should be careful as as far as I am aware they restrict cover to customers resident in UK and only cover trips out and back to UK.



Tatlisu4me


Joined: 26/01/2008
Posts: 436

Message Posted:
27/11/2011 16:06

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Message 27 of 41 in Discussion

We,ve got the same policy Rowlo, its a very good deal !



Cyprusquest


Joined: 09/12/2008
Posts: 428

Message Posted:
27/11/2011 17:21

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Message 28 of 41 in Discussion

Seasider Flightholiday is usually right, I hope you bought your Infinity insurance through them or maybe your replacement policy. (When I did price comparison between him and the companies they were the same so why not let him earn some commission?)

I don't know about the bank policy but that does sound right.



Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
27/11/2011 17:33

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Message 29 of 41 in Discussion

For free 12 months insurance with Nationwide 750 a month from one source has to be paid into a Flex account, I have paid 130 extra to cover pre existing conditions for myself and husband but quotes from other insurance firms for 1 month holiday only came to over 380.



micklark


Joined: 18/06/2011
Posts: 75

Message Posted:
29/11/2011 09:03

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Message 30 of 41 in Discussion

Message 20

So that there is no misunderstanding or false info I would check thoroughly if you are covered by Bengo I dont think you will be

have a chat with Kirsty Evans



Bennett Gould & Partners Ltd, Unit 1 Manor Park Business Centre, Cheltenham, Gloucestershire GL519TX

T. 01242 546 907 F. 01242 528 300 E. Kirsty.Evans@bgpltd.com W. http://www.bgpltd.com



Groucho



Joined: 26/04/2008
Posts: 7993

Message Posted:
29/11/2011 12:06

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Message 31 of 41 in Discussion

I think you will find that very few, if any, annual multi trip travel insurance policies will cover you for a trip of more than 31 days. What's more is that when you put in a claim you will have to produce your travel tickets, itinerary, etc. If you buy a UK policy stating you are resident in UK and do not have tickets originating and returning to UK within the 31 day period, you are likely to find that they will not pay out. So be very careful - you will find honesty is the best policy when purchasing insurance.

Pipie - I would take advice from Tom who, undoubtedly, has the most experience in this area.

Mrs G



Woodspeckie


Joined: 25/01/2009
Posts: 2263

Message Posted:
29/11/2011 16:10

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Message 32 of 41 in Discussion

Groucho. You can pay extra for extended holiday I had 35 days with Nationwide last year and paid 9 for 4 days.



carian


Joined: 13/03/2009
Posts: 336

Message Posted:
29/11/2011 16:23

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Message 33 of 41 in Discussion

I think Bengo goes up to 60 days and definitely covers you to and from here. Might be worth a call or e-mail to check re extension of this. Our friends are with Marks & Spencer and get cover for 92 days BUT that is from the UK.



scoobydoo


Joined: 10/11/2008
Posts: 2434

Message Posted:
29/11/2011 17:40

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Message 34 of 41 in Discussion

Micklark,



As I stated in my msg 20 'I wrote to them asking for confirmation and have an email from them to prove this.'



Please read the following link and look at both msg's 10 (from Pogle) and 12(from me).



http://www.cyprus44.com/forums/58086.asp



As I also said in msg 20; if in doubt write to them, as I did!



micklark


Joined: 18/06/2011
Posts: 75

Message Posted:
29/11/2011 18:20

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Message 35 of 41 in Discussion

hello scoobydoo

Im not doubting your sincerity but i did ask for a quote on your reccomend and I also have an e-mail saying they cant do it, trouble is if somebody does it on line it might be accepted but in event of a claim it might cause a problem dont you think, so best that people know



flightholiday


Joined: 19/07/2007
Posts: 3217

Message Posted:
29/11/2011 18:25

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Message 36 of 41 in Discussion

Re Bengo - Bennett Gould they supply the Extrasure policy which we have as an affiliate link on our web site and they have now assured IAH that they do cover travelers from North Cyprus (they will not be changing any site in the near future to show it so if you reside in the TRNC you can buy your travel insurance from either:

Infinity - http://www.flightholiday.co.uk/Infinity_Insurance.php -

Extrasure - http://www.extrasure.co.uk/default.aspx?PROD=BB07200 -



By the way, IAH do earn commission at different levels from both but that does not affect your buying price so if you book through them direct rather over the flightholiday site they just earn a lot more money - we like to offer you the choice.



carian


Joined: 13/03/2009
Posts: 336

Message Posted:
29/11/2011 19:39

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Message 37 of 41 in Discussion

Like Tom says Bengo is definitely above board, we actually spoke to Bengo insurance and also the people that sort out medical problems and any extra premium because of existing medical problems. We were told that it actually covers the whole of Cyprus and we also have an e-mail confirming this.



scoobydoo


Joined: 10/11/2008
Posts: 2434

Message Posted:
30/11/2011 08:03

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Message 38 of 41 in Discussion

Tom,



Thank you for your confirmation.



I will be in touch for a quote for next March.



Sue



Groucho



Joined: 26/04/2008
Posts: 7993

Message Posted:
30/11/2011 08:37

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Message 39 of 41 in Discussion

Woodspeckie



Mrs G's point (not me) was that without taking out the extra cover as you have wisely done is generally not enough. These annual policies are aimed squarely at the UK traveller who makes several trips from the UK for holidays not exceeding 30 days - so you have to do your research and take out any extra cover as necessary, as you have done.



Tom's IAH offering would seem to be the wisest route for many.



Pipie


Joined: 05/01/2008
Posts: 5499

Message Posted:
30/11/2011 08:41

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Message 40 of 41 in Discussion

This is what we have come across Groucho hence the starting of the thread? However woodspeckie has posted some interesting info I will also follow up. Cheers .



flightholiday


Joined: 19/07/2007
Posts: 3217

Message Posted:
30/11/2011 12:56

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Message 41 of 41 in Discussion

Sue Msg 38 - It would be good to hear from you.

Important note - When you have booked your flight or any other travel product and have paid anything is also the time to take out your travel insurance (preferably with us) as many policies give you cover from that point should an insurable disaster occur (certain things that could prevent travel).



Gavin Msg 39 - thanks and you are right about not doing half a job when taking out insurance even travel to Turkey from the TRNC could warrant a policy (like from the UK to France).



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